ACRO Services, a credit card debt relief company, was the subject of an FTC enforcement action, and affected consumers are now receiving a second round of refund payments in May 2026. People who paid ACRO Services for credit card debt relief and are identified as eligible do not need to file a claim — the FTC is distributing checks automatically, following an initial round of more than $3.8 million in refunds sent in January 2025. No proof of purchase is required to receive this refund.