Early Warning Services, LLC; Bank of America, N.A.; JPMorgan Chase Bank, N.A.; Wells Fargo Bank, N.A
Court case: Stewart, et al. v. Early Warning Services LLC
If you requested your consumer file from Early Warning Services between 2016 and 2020 and got a Summary File Disclosure - or had a fraud record on file that didn't actually use the word 'fraud' - you may be covered by this settlement, which pays automatically with nothing to file.
Individuals who requested their file from Early Warning Services between March 7, 2016 and Feb. 21, 2020 and received a Summary File Disclosure or had a fraud record indicated without the term 'fraud' being used. Payout: Approximately $59 per member for Class (b)(3); injunctive relief only for Class (b)(2). No proof of purchase is required to file. Checked against the official settlement source by SettleSignal on September 14, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You're covered if you requested your file from Early Warning Services between March 2016 and February 2020, and either received a Summary File Disclosure or had a fraud-related record on your file that wasn't labeled with the word 'fraud'.
Official eligibility wording (read the exact text)
Individuals who requested their file from Early Warning Services between March 7, 2016 and Feb. 21, 2020 and received a Summary File Disclosure or had a fraud record indicated without the term 'fraud' being used.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as No.
Review the official claim form before submitting any information.
Important dates
How do I file a claim for this settlement?
No claim form is needed — JND Legal Administration issues this refund automatically; confirm your eligibility and contact details on the official source.
-
1Check the official source to confirm you are within the eligible group — the settlement administrator determines eligibility.
-
2Make sure JND Legal Administration has your current mailing address or payment details if the official source provides a way to update them.
-
3No claim form is required for an automatic refund; you do not need to pay anyone or submit documents to receive it.
-
4Watch the payment status on this record and on the official source — payments begin only after the court or program process concludes.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
When will I get paid?
- Claims open You are here
- Court approval
- Payments sent
- Distribution complete
Claims are still being accepted. Class-action payouts typically begin only after the claim deadline, final court approval, and any appeals.
Verify it yourself
How we verified this record
Optional, but it's the whole point — every field below traces to a named official source we re-check on a schedule.
- Payout details the official settlement website · Jun 17, 2026
- Eligibility the official settlement website · Jun 17, 2026
- Proof requirement the official settlement website · Sep 14, 2026
- Administrator the official settlement website · Sep 14, 2026
- Court case the official settlement website · Sep 14, 2026
- Payment status the official government refund program page · Jun 20, 2026
- Claim deadline queued for re-check
- Official claim link queued for re-check
This record has accepted official evidence; remaining fields are checked one by one on our scheduled re-verification pass.
2 official sources linked to this record.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
-
Eligibility summary
Individuals who requested their file from Early Warning Services between March 7, 2016 and Feb. 21, 2020 and received a Summary File Disclosure or had a fraud record indicated without the term 'fraud' being used.
Verified Jun 17, 2026 · against the official settlement website
-
Proof requirement
No
Verified Sep 14, 2026 · against the official settlement website
-
Payment status
Not applicable
Verified Jun 20, 2026 · against the official government refund program page
-
Estimated payout
Approximately $59 per member for Class (b)(3); injunctive relief only for Class (b)(2)
Verified Jun 17, 2026 · against the official settlement website
-
Administrator
JND Legal Administration
Verified Sep 14, 2026 · against the official settlement website
-
Court
U.S. District Court for the District of New Jersey
Verified Sep 14, 2026 · against the official settlement website
Show all 8 more verified fields
-
Objection deadline
May 11, 2020
Verified Sep 14, 2026 · against the official settlement website
-
Opt-out deadline
May 11, 2020
Verified Sep 14, 2026 · against the official settlement website
-
Automatic refund
Yes — automatic, no claim needed
Verified Sep 14, 2026 · against the official settlement website
-
Class period start
March 7, 2016
Verified Sep 14, 2026 · against the official settlement website
-
Class period end
February 21, 2020
Verified Sep 14, 2026 · against the official settlement website
-
Court case number
2:18-cv-03277-CCC-SCM
Verified Sep 14, 2026 · against the official settlement website
-
No-claim explanation
Settlement is administered directly by JND Legal Administration; no claim form required for class members.
Verified Jun 17, 2026 · against the official settlement website
-
Case name
Stewart, et al. v. Early Warning Services LLC
Verified Sep 14, 2026 · against the official settlement website
Common questions
Is the Early Warning Services, LLC; Bank of America, N.A.; JPMorgan Chase Bank, N.A.; Wells Fargo Bank, N.A settlement legitimate?
Yes — the Early Warning Services, LLC; Bank of America, N.A.; JPMorgan Chase Bank, N.A.; Wells Fargo Bank, N.A settlement is a real claims process that SettleSignal tracks from its official source. It is administered by JND Legal Administration under case 2:18-cv-03277-CCC-SCM in U.S. District Court for the District of New Jersey. File only through the official settlement website (www.filedisclosurefcrasettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on September 14, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Individuals who requested their file from Early Warning Services between March 7, 2016 and Feb. 21, 2020 and received a Summary File Disclosure or had a fraud record indicated without the term 'fraud' being used.
How much can I get from the Early Warning Services, LLC; Bank of America, N.A.; JPMorgan Chase Bank, N.A.; Wells Fargo Bank, N.A settlement?
Approximately $59 per member for Class (b)(3); injunctive relief only for Class (b)(2). The exact amount you may receive is decided by the settlement administrator based on your valid claim and is not guaranteed; a total settlement-fund figure is shared among all eligible claimants, not paid to each person.
What is the claim deadline?
No claim deadline applies to this record: the payment is issued automatically, without a claim form.
Do I need proof to claim?
Proof requirement: No. The settlement administrator determines what documentation, if any, is required.
When will Early Warning Services, LLC; Bank of America, N.A.; JPMorgan Chase Bank, N.A.; Wells Fargo Bank, N.A pay out?
No payment stage is reported for this record yet. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Early Warning Services, LLC; Bank of America, N.A.; JPMorgan Chase Bank, N.A.; Wells Fargo Bank, N.A claim form?
No claim form is needed — Settlement is administered directly by JND Legal Administration; no claim form required for class members. Never pay a fee to claim a settlement payment.
Do I need to file a claim?
No - JND Legal Administration pays eligible members directly, with no claim form required.
How much will I get?
Members of the (b)(3) class receive approximately $59 each. Members of the (b)(2) class receive injunctive relief only, not a cash payment.
Do I need proof to qualify?
No - proof isn't required for this settlement.
How do I know which class I'm in?
It depends on which claims applied to your file; the settlement administrator determines this based on your records.
Where to act
There is no open public claim form for this record right now. SettleSignal does not file claims or determine eligibility.
Not ready to file today? Track it free — we'll remind you before the deadline, and keep your claim details in one place.
Listed on the official settlement website (JND Legal Administration).
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
- Verified field details updated from an official source.
- Verified field details updated from an official source.
- Verified field details updated from an official source.
- Verified field details updated from an official source. ×2
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Claims are filed by class members themselves, on the official form. Only file a claim if the information you provide is accurate.
Related settlements
Plannernet Wage Settlement
If you worked onsite event services for Plannernet's clients in California between 2013 and 2019, you're covered by this settlement automatically — no claim form needed, and payments have already started going out.
A&A Investments and Auto Service Wage Settlement
Former non-exempt California employees of A&A Investments and Auto Service who earned commissions or bonuses and received meal/rest-break premiums or sick pay between September 2019 and October 2022 are covered by this wage settlement. No claim form is needed — payment is calculated automatically from employer payroll records.
BMO Bank - Repossession Notices (Wisconsin)
If BMO Bank repossessed your vehicle in Wisconsin and sent you a Notice of Sale, this settlement may owe you money over how that notice was handled — and you don't have to file anything to get paid.
The Money Source Settlement
The Money Source, Inc. (TMS) agreed to a $1,500,000 fund to settle claims it made prerecorded or artificial-voice robocalls to cell phones after people asked it to stop. Eligible class members get an automatic pro rata cash payment — no claim form needed.