Every dollar amount and date on this page is quoted from the official settlement document.
FirstCash Military Lending Act (CFPB) Settlement
Court case: Consumer Financial Protection Bureau v. FirstCash, Inc., et al. (Case No. 4:21-cv-01251-P)
If you're a servicemember or military dependent who took out a pawn loan from FirstCash and were overcharged or given improper terms under the Military Lending Act, this federal CFPB case may automatically send you a refund check — no claim form needed.
Official eligibility wording'Affected Consumers' includes servicemembers meeting the 'covered member' or 'dependent' definition under 10 U.S.C. Sec. 987 who took pawn loans with (1) a Military Annual Percentage Rate (MAPR) exceeding 36 percent, (2) a mandatory arbitration provision, or (3) disclosures that failed to meet the disclosure requirements of the MLA, between October 3, 2016 and six months after July 11, 2025. Checked against the official settlement source by SettleSignal on September 12, 2026.
Key facts
- Who may qualify Servicemembers who are 'covered members' or their dependents under the Military Lending Act who received pawn loans from FirstCash between October 3, 2016 and six months after July 11, 2025, where the loan had an interest rate (MAPR) over 36%, a mandatory arbitration clause, or improper legal disclosures.
- Proof requiredNo
- What you needNo claim is required. If you're determined eligible, a paper check is mailed to you automatically. You may optionally submit a Payment Election Form (online, by mail, or by email) within 30 days of receiving a redress notice to choose how you're paid.
- CourtUnited States District Court for the Northern District of Texas, Fort Worth Division
Verify it yourself
How we verified this record
The key facts on this page were taken from the official settlement source, administered by FirstCash Settlement Administrator, and last checked on September 12, 2026. We re-verify each field individually on a weekly pass.
1 official source linked to this record.
Where to act
No claim form is needed — FirstCash Settlement Administrator issues this refund automatically; confirm your eligibility and contact details on the official source.
