Key facts pulled from the official settlement site; not yet independently field-verified — confirm details on the official site.
FirstCash Military Lending Act (CFPB) Settlement
Court case: Consumer Financial Protection Bureau v. FirstCash, Inc., et al. (Case No. 4:21-cv-01251-P)
If you're a servicemember or military dependent who took out a pawn loan from FirstCash and were overcharged or given improper terms under the Military Lending Act, this federal CFPB case may automatically send you a refund check — no claim form needed.
'Affected Consumers' includes servicemembers meeting the 'covered member' or 'dependent' definition under 10 U.S.C. Sec. 987 who took pawn loans with (1) a Military Annual Percentage Rate (MAPR) exceeding 36 percent, (2) a mandatory arbitration provision, or (3) disclosures that failed to meet the disclosure requirements of the MLA, between October 3, 2016 and six months after July 11, 2025. No proof of purchase is required to file. Checked against the official settlement source by SettleSignal on September 12, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
Servicemembers who are 'covered members' or their dependents under the Military Lending Act who received pawn loans from FirstCash between October 3, 2016 and six months after July 11, 2025, where the loan had an interest rate (MAPR) over 36%, a mandatory arbitration clause, or improper legal disclosures.
Official eligibility wording (read the exact text)
'Affected Consumers' includes servicemembers meeting the 'covered member' or 'dependent' definition under 10 U.S.C. Sec. 987 who took pawn loans with (1) a Military Annual Percentage Rate (MAPR) exceeding 36 percent, (2) a mandatory arbitration provision, or (3) disclosures that failed to meet the disclosure requirements of the MLA, between October 3, 2016 and six months after July 11, 2025.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as No.
Review the official claim form before submitting any information.
How do I file a claim for this settlement?
No claim form is needed — FirstCash Settlement Administrator issues this refund automatically; confirm your eligibility and contact details on the official source.
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1Check the official source to confirm you are within the eligible group — the settlement administrator determines eligibility.
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2Make sure FirstCash Settlement Administrator has your current mailing address or payment details if the official source provides a way to update them.
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3No claim form is required for an automatic refund; you do not need to pay anyone or submit documents to receive it.
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4Watch the payment status on this record and on the official source — payments begin only after the court or program process concludes.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
When will I get paid?
- Claims open You are here
- Court approval
- Payments sent
- Distribution complete
Claims are still being accepted. Class-action payouts typically begin only after the claim deadline, final court approval, and any appeals.
Verify it yourself
How we verified this record
The key facts here come straight from the official settlement source — no aggregators, no guesswork — and we re-check them on a schedule.
The key facts on this page were taken from the official settlement source, administered by FirstCash Settlement Administrator, and last checked on September 12, 2026. We re-verify each field individually on a weekly pass.
1 official source linked to this record.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
Common questions
Is the FirstCash Military Lending Act (CFPB) settlement legitimate?
Yes — the FirstCash Military Lending Act (CFPB) settlement is a real claims process that SettleSignal tracks from its official source. It is administered by FirstCash Settlement Administrator. File only through the official settlement website (www.firstcashsettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on September 12, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
'Affected Consumers' includes servicemembers meeting the 'covered member' or 'dependent' definition under 10 U.S.C. Sec. 987 who took pawn loans with (1) a Military Annual Percentage Rate (MAPR) exceeding 36 percent, (2) a mandatory arbitration provision, or (3) disclosures that failed to meet the disclosure requirements of the MLA, between October 3, 2016 and six months after July 11, 2025.
How much can I get from this settlement?
The official settlement source does not state a per-person amount for this record. The settlement administrator sets payments after the valid claims are counted.
What is the claim deadline?
No claim deadline applies to this record: the payment is issued automatically, without a claim form.
Do I need proof to claim?
Proof requirement: No. The settlement administrator determines what documentation, if any, is required.
When will FirstCash Military Lending Act (CFPB) Settlement pay out?
No payment stage is reported for this record yet. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official FirstCash Military Lending Act (CFPB) Settlement claim form?
No separate claim form is required for this settlement — eligible class members are handled through the official administrator or government program. Confirm details on the official source.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Not ready to file today? Track it free — we'll remind you before the deadline, and keep your claim details in one place.
Listed on the official settlement website (FirstCash Settlement Administrator).
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.