State Farm Bank, Afni $110M Repossession Settlement
Must have had a secured loan with defendants (State Farm Bank FSB, Afni Inc. , EMVLP LLC, EMVLP II LLC, Twenty-One Eighty-Five LLC), had property repossessed, and received both presale and post-sale notices dated on or after July 25, 2017.
Pro rata share from $35 million cash fund based on loan amount and finance charges; plus complete elimination of outstanding deficiency balances (estimated $75 million total); plus credit bureau deletion of negative account information.
Official site: www.sfbnoticeclass.com
Pending final court approval: you can file a claim now, but payments begin only after the court grants final approval (and any appeals conclude). Final approval is not guaranteed.
Who may qualify
Must have had a secured loan with defendants (State Farm Bank FSB, Afni Inc., EMVLP LLC, EMVLP II LLC, Twenty-One Eighty-Five LLC), had property repossessed, and received both presale and post-sale notices dated on or after July 25, 2017. Excluded: those with final deficiency judgments or relevant bankruptcy discharge filings.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Important dates
- Exclusion deadline
- April 23, 2026 (passed)
Proof requirements
Proof requirement is currently marked as No.
Review the official claim form before submitting any information.
How to file this claim
- Confirm you meet eligibility: you had a secured loan with one of the defendants, your property was repossessed, and you received both a presale notice and a post-sale explanation dated on or after July 25, 2017
- Do nothing to receive benefits — payments, deficiency write-offs, and credit bureau deletion requests are automatic
- Ensure your current mailing address is reachable; the administrator will mail your check to your last known address and attempt to update addresses using postal databases
- If you wish to preserve the right to sue separately, mail a signed opt-out letter to: AFNI v Martinez, c/o Class Administrator, P.O. Box 23309, Jacksonville, FL 32241
- Cash any check you receive promptly — checks become void after 120 days
Watch out for
- Checks are void after 120 days if not cashed — watch your mail and act quickly when a check arrives
- If your address has changed, the administrator relies on postal databases to find you; contact the administrator directly at 1-800-351-1696 to update your address
- Opting out requires a signed letter postmarked by the opt-out deadline; doing nothing means you accept the settlement and give up the right to sue separately
- If you filed for bankruptcy after the date on your presale notice and that bankruptcy ended in discharge (not dismissal), you are excluded from the class and will not receive benefits
- If State Farm obtained a final deficiency judgment against you, you are also excluded from the class
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
No claim form is needed — American Legal Claim Services LLC issues this refund automatically; confirm your eligibility and contact details on the official source.
- Check the official source to confirm you are within the eligible group — the settlement administrator determines eligibility.
- Make sure American Legal Claim Services LLC has your current mailing address or payment details if the official source provides a way to update them.
- No claim form is required for an automatic refund; you do not need to pay anyone or submit documents to receive it.
- Watch the payment status on this record and on the official source — payments begin only after the court or program process concludes.
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How we verified this record
- Payout details the official settlement website · Jun 19, 2026
- Eligibility the official settlement website · Jun 19, 2026
- Proof requirement the official settlement website · Jun 19, 2026
- Administrator the official settlement website · Jun 19, 2026
- Court case the official settlement website · Jun 19, 2026
- Payment status the official settlement website · Jun 19, 2026
- Claim deadline queued for re-check
- Official claim link queued for re-check
Every published record clears our source-verification bar; remaining fields are checked one by one on our weekly re-verification pass.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Eligibility summary
Must have had a secured loan with defendants (State Farm Bank FSB, Afni Inc., EMVLP LLC, EMVLP II LLC, Twenty-One Eighty-Five LLC), had property repossessed, and received both presale and post-sale notices dated on or after July 25, 2017. Excluded: those with final deficiency judgments or relevant bankruptcy discharge filings.
Verified Jun 19, 2026 · against the official settlement website
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Proof requirement
No
Verified Jun 19, 2026 · against the official settlement website
No claim form is needed — if you qualify, your payment is automatic.
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Payment status
Final approval pending
Verified Jun 19, 2026 · against the official settlement website
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Estimated payout
Pro rata share from $35 million cash fund based on loan amount and finance charges; plus complete elimination of outstanding deficiency balances (estimated $75 million total); plus credit bureau deletion of negative account information.
Verified Jun 19, 2026 · against the official settlement website
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Administrator
American Legal Claim Services LLC
Verified Jun 19, 2026 · against the official settlement website
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Court
Twenty-First Judicial Circuit Court for St. Louis County, Missouri
Verified Jun 19, 2026 · against the official settlement website
Show all 5 more verified fields
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Opt-out deadline
April 23, 2026
Verified Jun 19, 2026 · against the official settlement website
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Automatic refund
Yes — automatic, no claim needed
Verified Jun 19, 2026 · against the official settlement website
No claim form is needed — if you qualify, your payment is automatic.
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Court case number
23SL-AC00070-01
Verified Jun 19, 2026 · against the official settlement website
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No-claim explanation
Settlement administrator automatically identifies eligible class members using defendants' loan and repossession records and mails checks to last known address.
Verified Jun 19, 2026 · against the official settlement website
Benefits distribute without applicant action, though opting out by the deadline preserves separate legal rights.
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Case name
AFNI Inc. v. Miguel Martinez et al.
Verified Jun 19, 2026 · against the official settlement website
Case Name: AFNI Inc. v. Miguel Martinez et al.
Common questions
Is the State Farm Bank, Afni $110M Repossession settlement legitimate?
Yes — the State Farm Bank, Afni $110M Repossession settlement is a real claims process that SettleSignal tracks from its official source. It is administered by American Legal Claim Services LLC under case 23SL-AC00070-01 in Twenty-First Judicial Circuit Court for St. Louis County, Missouri. File only through the official settlement website (www.sfbnoticeclass.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 19, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Must have had a secured loan with defendants (State Farm Bank FSB, Afni Inc., EMVLP LLC, EMVLP II LLC, Twenty-One Eighty-Five LLC), had property repossessed, and received both presale and post-sale notices dated on or after July 25, 2017. Excluded: those with final deficiency judgments or relevant bankruptcy discharge filings.
Do I need proof to claim?
Proof requirement: No. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Final approval pending. Payments are issued by the administrator after the court process concludes.
When will State Farm Bank, Afni $110M Repossession Settlement pay out?
Current payment status: Final approval pending. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official State Farm Bank, Afni $110M Repossession Settlement claim form?
No claim form is needed — Settlement administrator automatically identifies eligible class members using defendants' loan and repossession records and mails checks to last known address. Never pay a fee to claim a settlement payment.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Settlement administrator automatically identifies eligible class members using defendants' loan and repossession records and mails checks to last known address.
Listed on the official settlement website (American Legal Claim Services LLC).
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Disclaimer
This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.
Change log
- June 19, 2026 — Settlement published after verification.
- June 19, 2026 — Verified field details updated from an official source.