Every dollar amount and date on this page is quoted from the official settlement document.
State Farm Bank, Afni $110M Repossession Settlement
Court case: AFNI Inc. v. Miguel Martinez et al.
Borrowers whose property was repossessed under these State Farm Bank loans share a $35 million cash fund, allocated by loan amount and finance charges.
Official eligibility wordingMust have had a secured loan with defendants (State Farm Bank FSB, Afni Inc., EMVLP LLC, EMVLP II LLC, Twenty-One Eighty-Five LLC), had property repossessed, and received both presale and post-sale notices dated on or after July 25, 2017. Excluded: those with final deficiency judgments or relevant bankruptcy discharge filings. Checked against the official settlement source by SettleSignal on June 19, 2026.
Key facts
- Who may qualify You may qualify if you had a secured loan with State Farm Bank FSB, Afni Inc., EMVLP LLC, EMVLP II LLC or Twenty-One Eighty-Five LLC and had property repossessed.
- Estimated payoutPro rata share from $35 million cash fund based on loan amount and finance charges; plus complete elimination of outstanding deficiency balances (estimated $75 million total); plus credit bureau deletion of negative account information.
- Exclusion deadlineApril 23, 2026 (passed)
- Proof requiredNo
- What you needNothing to file — payment is sent automatically to people the administrator identifies. No proof is required.
- CourtTwenty-First Judicial Circuit Court for St. Louis County, Missouri
How hard is this claim to file?
Watch out for
- Checks are void after 120 days if not cashed — watch your mail and act quickly when a check arrives
- If your address has changed, the administrator relies on postal databases to find you; contact the administrator directly at 1-800-351-1696 to update your address
- Opting out requires a signed letter postmarked by the opt-out deadline; doing nothing means you accept the settlement and give up the right to sue separately
- If you filed for bankruptcy after the date on your presale notice and that bankruptcy ended in discharge (not dismissal), you are excluded from the class and will not receive benefits
- If State Farm obtained a final deficiency judgment against you, you are also excluded from the class
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Payout details
- Eligibility
- Proof requirement
- Administrator
- Court case
- Payment status
- 2 fields queued for re-check
1 official source linked to this record.
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Eligibility summary Quoted in the official eligibility wording above ↑
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Proof requirement
No
No claim form is needed — if you qualify, your payment is automatic.
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Payment status
Final approval pending
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Estimated payout
Pro rata share from $35 million cash fund based on loan amount and finance charges; plus complete elimination of outstanding deficiency balances (estimated $75 million total); plus credit bureau deletion of negative account information.
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Administrator
American Legal Claim Services
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Court
Twenty-First Judicial Circuit Court for St. Louis County, Missouri
Show all 5 more verified fields
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Opt-out deadline
April 23, 2026
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Automatic refund
Yes — automatic, no claim needed
No claim form is needed — if you qualify, your payment is automatic.
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Court case number
23SL-AC00070-01
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No-claim explanation
Settlement administrator automatically identifies eligible class members using defendants' loan and repossession records and mails checks to last known address.
Benefits distribute without applicant action, though opting out by the deadline preserves separate legal rights.
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Case name
AFNI Inc. v. Miguel Martinez et al.
Where to act
No claim form is needed — American Legal Claim Services issues this refund automatically; confirm your eligibility and contact details on the official source.
No claim needed — payment is automatic
If you qualify, the settlement pays you automatically. There's nothing to file — just keep an eye on your mail or account around the payment date.
