Key facts pulled from the official settlement site; not yet independently field-verified — confirm details on the official site.
700Credit Data Breach Settlement
700Credit has agreed to a $17,500,000 settlement over a data breach detected in October 2025 that may have exposed names, dates of birth, and Social Security numbers. If you received a notice about it, you may be able to claim a cash payment and activate two years of free credit monitoring.
You may be eligible if you are a living U.S. resident who received a notice by email or postcard in July or August 2026 saying your private information may have been affected in the data incident 700Credit detected on or about October 25, 2025. Directors and officers of 700Credit, governmental entities, and the judges and court staff assigned to the case are excluded. Payout: Cash Payment A – Documented Losses: reimbursement of up to $2,500.00 per Settlement Class Member with reasonable documentation; or Cash Payment B – Flat Cash: a flat cash payment in the estimated amount of $50.00 with no documentation required. Payments are subject to pro rata increase or decrease based on claims received. All class members also received an activation code for two years of credit monitoring in their notice. Proof of purchase is optional. Claim deadline: September 22, 2026. Checked against the official settlement source by SettleSignal on July 22, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You may be eligible if you received an email or postcard notice in July or August 2026 saying your private information may have been affected in the 700Credit data incident.
Official eligibility wording (read the exact text)
You may be eligible if you are a living U.S. resident who received a notice by email or postcard in July or August 2026 saying your private information may have been affected in the data incident 700Credit detected on or about October 25, 2025. Directors and officers of 700Credit, governmental entities, and the judges and court staff assigned to the case are excluded.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as Optional.
Review the official claim form before submitting any information.
Important dates
How do I file a claim for this settlement?
File directly with Epiq via the official claim form before September 22, 2026.
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1Confirm you are within the eligible group described in the official notice — the settlement administrator determines eligibility.
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2Gather any documents the official form asks for — this settlement marks proof as Optional.
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3Open the official claim form or settlement website run by Epiq.
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4Submit accurate information through the official settlement administrator or government source before September 22, 2026.
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5Save your confirmation number if one is provided, then watch the payment status for distribution updates.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
When will I get paid?
- Claims open You are here
- Court approval
- Payments sent
- Distribution complete
Claims are still being accepted. Class-action payouts typically begin only after the claim deadline, final court approval, and any appeals.
Verify it yourself
How we verified this record
The key facts here come straight from the official settlement source — no aggregators, no guesswork — and we re-check them on a schedule.
The key facts on this page were taken from the official settlement source, administered by Epiq, and last checked on July 22, 2026. We re-verify each field individually on a weekly pass.
Cross-checked against 1 official source on file.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
Common questions
Is the 700Credit Data Breach settlement legitimate?
Yes — the 700Credit Data Breach settlement is a real claims process that SettleSignal tracks from its official source. It is administered by Epiq. File only through the official settlement website (700creditdatabreachsettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on July 22, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
You may be eligible if you are a living U.S. resident who received a notice by email or postcard in July or August 2026 saying your private information may have been affected in the data incident 700Credit detected on or about October 25, 2025. Directors and officers of 700Credit, governmental entities, and the judges and court staff assigned to the case are excluded.
How much can I get from the 700Credit Data Breach settlement?
Cash Payment A – Documented Losses: reimbursement of up to $2,500.00 per Settlement Class Member with reasonable documentation; or Cash Payment B – Flat Cash: a flat cash payment in the estimated amount of $50.00 with no documentation required. Payments are subject to pro rata increase or decrease based on claims received. All class members also received an activation code for two years of credit monitoring in their notice. The exact amount you may receive is decided by the settlement administrator based on your valid claim and is not guaranteed; a total settlement-fund figure is shared among all eligible claimants, not paid to each person.
What is the claim deadline?
The claim deadline is September 22, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: Optional. The settlement administrator determines what documentation, if any, is required.
Where is the official 700Credit Data Breach Settlement claim form?
The official claim form is hosted by the settlement administrator, Epiq. Use the 'Open official claim form' button on this page — never pay a fee to file.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Not ready to file today? Track it free — we'll remind you 30, 14, 7, and 1 day before Sep 22, 2026, and keep your claim details in one place.
Listed on the official settlement website (Epiq).
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.