Every dollar amount and date on this page is quoted from the official settlement document.
700Credit Data Breach Settlement
Court case: In re 700Credit Data Security Litigation, Case No. 25-cv-13747
700Credit has agreed to a $17,500,000 settlement over a data breach detected in October 2025 that may have exposed names, dates of birth, and Social Security numbers. If you received a notice about it, you may be able to claim a cash payment and activate two years of free credit monitoring.
Official eligibility wordingYou may be eligible if you are a living U.S. resident who received a notice by email or postcard in July or August 2026 saying your private information may have been affected in the data incident 700Credit detected on or about October 25, 2025. Directors and officers of 700Credit, governmental entities, and the judges and court staff assigned to the case are excluded. Checked against the official settlement source by SettleSignal on July 22, 2026.
Key facts
- Who may qualify You may be eligible if you received an email or postcard notice in July or August 2026 saying your private information may have been affected in the 700Credit data incident.
- Estimated payoutCash Payment A – Documented Losses: reimbursement of up to $2,500.00 per Settlement Class Member with reasonable documentation; or Cash Payment B – Flat Cash: a flat cash payment in the estimated amount of $50.00 with no documentation required. Payments are subject to pro rata increase or decrease based on claims received. All class members also received an activation code for two years of credit monitoring in their notice.
- Claim deadlineSeptember 22, 2026 (closed)
- Proof requiredOptional
- What you needSubmit a claim form online or by mail by September 22, 2026 — documentation is only needed if you claim documented losses; the flat $50 option requires none.
- CourtUnited States District Court for the Eastern District of Michigan, Southern Division
Important dates
How hard is this claim to file?
What the form asks
- —
Documents you'll need
Watch out for
- These payments are subject to a pro rata adjustment based on all claim submissions received.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
The key facts on this page were taken from the official settlement source, administered by Epiq, and last checked on July 22, 2026. We re-verify each field individually on a weekly pass.
1 official source linked to this record.
Where to act
Status history
- Claim deadline passed.
- Settlement published after verification.
