Key facts pulled from the official settlement site; not yet independently field-verified — confirm details on the official site.
American Consumer Credit Counseling Data Breach Settlement
If you were notified that your personal information may have been exposed in American Consumer Credit Counseling's January 2025 data breach, you may be able to claim free credit monitoring plus a cash payment.
You may be eligible if you are a United States resident whose personal information (PII) was potentially compromised in American Consumer Credit Counseling's January 2025 data incident, including anyone who received a notice of the incident. Excluded are the Defendant and its affiliates, officers, directors, related entities, the presiding judge, and anyone criminally responsible for the incident. Payout: All Class Members may enroll in three years of CyEx Financial Shield Complete credit monitoring with $1 million of fraud insurance. Cash benefits are a choice of: Category 1 — documented out-of-pocket losses up to $3,500.00 (for losses incurred between January 27, 2025 and September 16, 2026) plus lost-time compensation of up to 4 hours at $20.00/hour (maximum $80.00); or Category 2 — an alternative cash payment of $45.00 with no proof required. Proof of purchase is optional. Claim deadline: September 16, 2026. Checked against the official settlement source by SettleSignal on July 8, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You may be eligible if you're a U.S. resident whose personal information was potentially compromised in the January 2025 ACCC data incident — typically anyone who received a notice about it.
Official eligibility wording (read the exact text)
You may be eligible if you are a United States resident whose personal information (PII) was potentially compromised in American Consumer Credit Counseling's January 2025 data incident, including anyone who received a notice of the incident. Excluded are the Defendant and its affiliates, officers, directors, related entities, the presiding judge, and anyone criminally responsible for the incident.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as Optional.
Review the official claim form before submitting any information.
Important dates
How do I file a claim for this settlement?
File directly with Simpluris via the official claim form before September 16, 2026.
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1Confirm you are within the eligible group described in the official notice — the settlement administrator determines eligibility.
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2Gather any documents the official form asks for — this settlement marks proof as Optional.
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3Open the official claim form or settlement website run by Simpluris.
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4Submit accurate information through the official settlement administrator or government source before September 16, 2026.
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5Save your confirmation number if one is provided, then watch the payment status for distribution updates.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
When will I get paid?
- Claims open You are here
- Court approval
- Payments sent
- Distribution complete
Claims are still being accepted. Class-action payouts typically begin only after the claim deadline, final court approval, and any appeals.
Verify it yourself
How we verified this record
Optional, but it's the whole point — every field below traces to a named official source we re-check on a schedule.
The key facts on this page were taken from the official settlement source, administered by Simpluris, and last checked on July 8, 2026. We re-verify each field individually on a weekly pass.
Cross-checked against 1 official source on file.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
Common questions
Is the American Consumer Credit Counseling Data Breach settlement legitimate?
Yes — the American Consumer Credit Counseling Data Breach settlement is a real claims process that SettleSignal tracks from its official source. It is administered by Simpluris. File only through the official settlement website (acccsettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on July 8, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
You may be eligible if you are a United States resident whose personal information (PII) was potentially compromised in American Consumer Credit Counseling's January 2025 data incident, including anyone who received a notice of the incident. Excluded are the Defendant and its affiliates, officers, directors, related entities, the presiding judge, and anyone criminally responsible for the incident.
What is the claim deadline?
The claim deadline is September 16, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: Optional. The settlement administrator determines what documentation, if any, is required.
Where is the official American Consumer Credit Counseling Data Breach Settlement claim form?
The official claim form is hosted by the settlement administrator, Simpluris. Use the 'Open official claim form' button on this page — never pay a fee to file.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Not ready to file today? Track it free — we'll remind you 30, 14, 7, and 1 day before Sep 16, 2026, and keep your claim details in one place.
Listed on the official settlement website (Simpluris).
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.