Every dollar amount and date on this page is quoted from the official settlement document.
American Consumer Credit Counseling Data Breach Settlement
Court case: Dinkel, et al. v. American Consumer Credit Counseling, Inc., Case No. 2581CV02933
If you were notified that your personal information may have been exposed in American Consumer Credit Counseling's January 2025 data breach, you may be able to claim free credit monitoring plus a cash payment.
You may be eligible if you are a United States resident whose personal information (PII) was potentially compromised in American Consumer Credit Counseling's January 2025 data incident, including anyone who received a notice of the incident. Excluded are the Defendant and its affiliates, officers, directors, related entities, the presiding judge, and anyone criminally responsible for the incident. Payout: All Class Members may enroll in three years of CyEx Financial Shield Complete credit monitoring with $1 million of fraud insurance. Cash benefits are a choice of: Category 1 — documented out-of-pocket losses up to $3,500.00 (for losses incurred between January 27, 2025 and September 16, 2026) plus lost-time compensation of up to 4 hours at $20.00/hour (maximum $80.00); or Category 2 — an alternative cash payment of $45.00 with no proof required. Proof of purchase is optional. Claim deadline: September 16, 2026. Checked against the official settlement source by SettleSignal on August 30, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You may be eligible if you're a U.S. resident whose personal information was potentially compromised in the January 2025 ACCC data incident — typically anyone who received a notice about it.
Official eligibility wording (read the exact text)
You may be eligible if you are a United States resident whose personal information (PII) was potentially compromised in American Consumer Credit Counseling's January 2025 data incident, including anyone who received a notice of the incident. Excluded are the Defendant and its affiliates, officers, directors, related entities, the presiding judge, and anyone criminally responsible for the incident.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as Optional.
Review the official claim form before submitting any information.
Important dates
What you'll need to file
From our inspection of the official claim form:
- Filing method Online or mail-in
- Notice ID Optional — there is a no-notice path
- Documentation For documented out-of-pocket losses, provide documented proof such as bank statements or receipts; self-prepared notes can support but are insufficient alone. Proof should show expenses were because of the Data Incident.
How hard is this claim to file?
What the form asks
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Watch out for
- The data involved may include Social Security and financial account numbers, so watch for follow-on fraud.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
File directly with Simpluris via the official claim form before September 16, 2026.
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1Check whether the incident notice named you.
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2Submit the claim form before the deadline.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
When will I get paid?
- Claims open You are here
- Court approval
- Payments sent
- Distribution complete
Claims are still being accepted. Class-action payouts typically begin only after the claim deadline, final court approval, and any appeals.
Verify it yourself
How we verified this record
Optional, but it's the whole point — every field below traces to a named official source we re-check on a schedule.
- Payment status the official settlement website · Aug 21, 2026
- Claim deadline queued for re-check
- Payout details queued for re-check
- Eligibility queued for re-check
- Proof requirement queued for re-check
- Administrator queued for re-check
- Official claim link queued for re-check
- Court case queued for re-check
This record has accepted official evidence; remaining fields are checked one by one on our scheduled re-verification pass.
2 official sources linked to this record.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Payment status
Payment pending
Verified Aug 21, 2026 · against the official settlement website
Common questions
Is the American Consumer Credit Counseling Data Breach settlement legitimate?
Yes — the American Consumer Credit Counseling Data Breach settlement is a real claims process that SettleSignal tracks from its official source. It is administered by Simpluris. File only through the official settlement website (acccsettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on August 30, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
You may be eligible if you are a United States resident whose personal information (PII) was potentially compromised in American Consumer Credit Counseling's January 2025 data incident, including anyone who received a notice of the incident. Excluded are the Defendant and its affiliates, officers, directors, related entities, the presiding judge, and anyone criminally responsible for the incident.
How much can I get from the American Consumer Credit Counseling Data Breach settlement?
All Class Members may enroll in three years of CyEx Financial Shield Complete credit monitoring with $1 million of fraud insurance. Cash benefits are a choice of: Category 1 — documented out-of-pocket losses up to $3,500.00 (for losses incurred between January 27, 2025 and September 16, 2026) plus lost-time compensation of up to 4 hours at $20.00/hour (maximum $80.00); or Category 2 — an alternative cash payment of $45.00 with no proof required. The exact amount you may receive is decided by the settlement administrator based on your valid claim and is not guaranteed; a total settlement-fund figure is shared among all eligible claimants, not paid to each person.
What is the claim deadline?
The claim deadline is September 16, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: Optional. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Payment pending. Payments are issued by the administrator after the court process concludes.
When will American Consumer Credit Counseling Data Breach Settlement pay out?
Current payment status: Payment pending. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official American Consumer Credit Counseling Data Breach Settlement claim form?
The official claim form is hosted by the settlement administrator, Simpluris. Use the 'Open official claim form' button on this page — never pay a fee to file.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Not ready to file today? Track it free — we'll remind you 30, 14, 7, and 1 day before Sep 16, 2026, and keep your claim details in one place.
Listed on the official settlement website (Simpluris).
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Payment status updated from an official source.
- Settlement published after verification.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.