Every dollar amount and date on this page is quoted from the official settlement document.
American Consumer Credit Counseling Data Breach Settlement
Court case: Dinkel, et al. v. American Consumer Credit Counseling, Inc., Case No. 2581CV02933
If you were notified that your personal information may have been exposed in American Consumer Credit Counseling's January 2025 data breach, you may be able to claim free credit monitoring plus a cash payment.
Official eligibility wordingYou may be eligible if you are a United States resident whose personal information (PII) was potentially compromised in American Consumer Credit Counseling's January 2025 data incident, including anyone who received a notice of the incident. Excluded are the Defendant and its affiliates, officers, directors, related entities, the presiding judge, and anyone criminally responsible for the incident. Checked against the official settlement source by SettleSignal on September 13, 2026.
Key facts
- Who may qualify You may be eligible if you're a U.S. resident whose personal information was potentially compromised in the January 2025 ACCC data incident — typically anyone who received a notice about it.
- Estimated payoutAll Class Members may enroll in three years of CyEx Financial Shield Complete credit monitoring with $1 million of fraud insurance. Cash benefits are a choice of: Category 1 — documented out-of-pocket losses up to $3,500.00 (for losses incurred between January 27, 2025 and September 16, 2026) plus lost-time compensation of up to 4 hours at $20.00/hour (maximum $80.00); or Category 2 — an alternative cash payment of $45.00 with no proof required.
- Claim deadlineSeptember 16, 2026 (closed)
- Objection deadlineAugust 17, 2026 (passed)
- Proof requiredOptional
- What you needSubmit a claim form online or by mail. Proof is only required if you claim documented out-of-pocket losses; the flat $45 alternative payment needs no proof.
- CourtSuperior Court of Middlesex County, Massachusetts
What you'll need to file
From our inspection of the official claim form:
- Filing method Online or mail-in
- Notice ID Optional — there is a no-notice path
- Documentation For documented out-of-pocket losses, provide documented proof such as bank statements or receipts; self-prepared notes can support but are insufficient alone. Proof should show expenses were because of the Data Incident.
How hard is this claim to file?
What the form asks
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Watch out for
- The data involved may include Social Security and financial account numbers, so watch for follow-on fraud.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Payment status
- 7 fields queued for re-check
2 official sources linked to this record.
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Payment status
Payment pending
Where to act
Status history
- Claim deadline passed.
- Payment status updated from an official source.
- Settlement published after verification.
