Every dollar amount and date on this page is quoted from the official settlement document.
American Honda Finance Corporation
Court case: In the Matter of American Honda Finance Corporation
Honda Finance wrongly reported some customers as delinquent with the credit bureaus — even after granting COVID-19 payment deferrals. If your credit took a hit from that mistake, you could be in line for an automatic refund.
Official eligibility wordingConsumers who financed Honda or Acura vehicles and were reported as delinquent to credit bureaus despite having deferred payments during the COVID-19 pandemic or who experienced other credit reporting errors by Honda Finance. Checked against the official settlement source by SettleSignal on June 17, 2026.
Key facts
- Who may qualify You may qualify if you financed a Honda or Acura vehicle through American Honda Finance Corporation and the company reported your account as delinquent to a credit bureau when it shouldn't have — including accounts with an approved COVID-19 payment deferral on file.
- Estimated payout$10.3 million in redress to harmed consumers and $2.5 million civil money penalty (total $12.8 million)
- What you needNo claim form required. Honda Finance is required to identify affected accounts and send refunds directly. If you think you were affected but don't receive anything, you can contact Honda Finance or reach out to the CFPB.
- CourtConsumer Financial Protection Bureau (Administrative Proceeding)
How hard is this claim to file?
✅ You do not need to file — payment is automatic.
Watch out for
- There is no public claim portal for this action — do not trust any third-party website or email claiming to process Honda Finance settlement claims on your behalf.
- The CFPB determines who receives redress based on its own records and Honda Finance's data; consumers are not required to opt in, but you also cannot opt out and request a higher amount through this process.
- If your harm was a credit reporting error unrelated to COVID-19 deferrals, the order still covers certain categories of FCRA violations — a CFPB complaint is the best way to flag your specific situation.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Payout details
- Eligibility
- Administrator
- Court case
- Payment status
- 3 fields queued for re-check
1 official source linked to this record.
-
Eligibility summary Quoted in the official eligibility wording above ↑
-
Payment status
Payment pending
-
Estimated payout
$10.3 million in redress to harmed consumers and $2.5 million civil money penalty (total $12.8 million)
-
Administrator
Consumer Financial Protection Bureau (CFPB)
-
Court
Consumer Financial Protection Bureau (Administrative Proceeding)
Show all 4 more verified fields
-
Automatic refund
Yes — automatic, no claim needed
-
Court case number
2025-CFPB-0003
-
No-claim explanation
CFPB regulatory enforcement action — redress distributed directly by CFPB without consumer claim filing
-
Case name
In the Matter of American Honda Finance Corporation
Where to act
No claim form is needed — Consumer Financial Protection Bureau (CFPB) issues this refund automatically; confirm your eligibility and contact details on the official source.
No claim needed — payment is automatic
If you qualify, the settlement pays you automatically. There's nothing to file — just keep an eye on your mail or account around the payment date.
