Asiedu v Garden Savings Federal Credit Union
If Garden Savings Federal Credit Union repossessed your vehicle between March 20, 2009 and March 20, 2015, you're covered by this settlement and don't need to file anything to get a payment. The credit union is putting up a $4,120,000 cash fund and separately forgiving deficiency balances owed by class members.
Payment amount set by the settlement administrator
Eligible people will receive a share of the $4,120,000 cash settlement fund. Garden Savings is also forgiving any remaining deficiency balances owed by class members, which collectively total $2,103,810.56. The exact amount each person gets depends on how the fund is distributed after attorneys' fees and costs are deducted.
Official site: www.gardensavingsrepossessionsettlement.com
Who may qualify
You qualify if you had a finance agreement with Garden Savings Federal Credit Union and the credit union repossessed your motor vehicle at any point between March 20, 2009 and March 20, 2015.
Official eligibility wording
Individuals who had a finance agreement with Garden Savings Federal Credit Union and had their motor vehicle repossessed by Defendant between March 20, 2009 and March 20, 2015.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Important dates
- Claim deadline
- March 17, 2026 (closed)
Proof requirements
Proof requirement is currently marked as No.
Review the official claim form before submitting any information.
What you need
Nothing to file. The opt-out deadline was March 17, 2026. If you received a notice by email or postcard and didn't opt out, you're already identified as a class member in Garden Savings' records and will receive benefits automatically.
How to file this claim
✅ You do not need to file — payment is automatic.
- Do nothing. As long as you didn't opt out, your payment and/or debt forgiveness is automatic. You don't have to file anything.
- Check the settlement website at https://www.gardensavingsrepossessionsettlement.com/ for updates on payment distribution and the outcome of the Final Approval Hearing scheduled for May 15, 2026.
- Have questions? Use the Contact Us page on the settlement website to reach the Settlement Administrator.
Documents you'll need
- No documentation required to receive automatic payment
Watch out for
- Both the opt-out and objection deadlines were March 17, 2026. Those windows are closed.
- No payments go out until the court signs off. The Final Approval Hearing was scheduled for May 15, 2026.
- Your benefit could be a cash payment from the $4,120,000 fund, forgiveness of a remaining deficiency balance, or both. Collectively the settlement is valued at over $6.2 million.
- Attorneys' fees, litigation costs, and a representative service award come out of the $4,120,000 cash fund before any money is distributed.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
This record no longer has an open public claim form — confirm the current status and any next steps on the official source.
- Confirm you are within the eligible group described in the official notice — the settlement administrator determines eligibility.
- Gather any documents the official form asks for — this settlement marks proof as No.
- Open the official claim form or settlement website.
- Submit accurate information through the official settlement administrator or government source before March 17, 2026.
- Save your confirmation number if one is provided, then watch the payment status for distribution updates.
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How we verified this record
- Claim deadline the official settlement website · Jun 15, 2026
- Eligibility the official settlement website · Jun 15, 2026
- Proof requirement the official settlement website · Jun 15, 2026
- Payout details queued for re-check
- Administrator queued for re-check
- Official claim link queued for re-check
- Court case queued for re-check
- Payment status queued for re-check
Every published record clears our source-verification bar; remaining fields are checked one by one on our weekly re-verification pass.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Claim deadline
March 17, 2026
Verified Jun 15, 2026 · against the official settlement website
The deadline for sending a letter to exclude yourself from or opt out of the settlement is March 17, 2026.
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Eligibility summary
Individuals who had a finance agreement with Garden Savings Federal Credit Union and had their motor vehicle repossessed by Defendant between March 20, 2009 and March 20, 2015.
Verified Jun 15, 2026 · against the official settlement website
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Proof requirement
No
Verified Jun 15, 2026 · against the official settlement website
Common questions
Is the Asiedu v Garden Savings Federal Credit Union settlement legitimate?
Yes — the Asiedu v Garden Savings Federal Credit Union settlement is a real claims process that SettleSignal tracks from its official source. File only through the official settlement website (www.gardensavingsrepossessionsettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 15, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Individuals who had a finance agreement with Garden Savings Federal Credit Union and had their motor vehicle repossessed by Defendant between March 20, 2009 and March 20, 2015.
What is the claim deadline?
The claim deadline is March 17, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: No. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Unknown. Payments are issued by the administrator after the court process concludes.
When will Asiedu v Garden Savings Federal Credit Union pay out?
Current payment status: Unknown. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Asiedu v Garden Savings Federal Credit Union claim form?
No claim form is needed — The claim deadline (Mar 17, 2026) has passed — this settlement is closed to new claims. Listed for reference. Never pay a fee to claim a settlement payment.
Do I need to fill out a claim form?
No. The notice is clear: if you do nothing, you'll receive a payment and any deficiency balance on your finance agreement will be forgiven, as long as you don't opt out.
What if I still owe money from the repossession?
Garden Savings is agreeing to relinquish, meaning erase, any deficiency balances owed by class members. That's on top of the cash payment from the settlement fund.
How much will I actually get?
The total cash fund is $4,120,000, but the per-person amount isn't specified in the notice. It'll depend on how many class members there are and what's left after attorneys' fees, costs, and administrative expenses are paid.
What happens if I opt out?
You keep your right to sue Garden Savings on your own, but you won't get any payment from this settlement and your deficiency balance won't be forgiven. The opt-out deadline was March 17, 2026.
When will payments go out?
The court's Final Approval Hearing is scheduled for May 15, 2026. Payments typically go out sometime after that, once the settlement is fully approved and any appeals period passes.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
The claim deadline (Mar 17, 2026) has passed — this settlement is closed to new claims. Listed for reference.
Listed on the official settlement website.
Disclaimer
This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.
Change log
- June 15, 2026 — Settlement published after verification.
- June 15, 2026 — Verified field details updated from an official source. ×2