Equity Bank is the defendant in a $1 million class action settlement over improper checking account fees, including APSN fees, Retry fees, and Sufficient Funds fees charged to customers during various periods between 2017 and 2025. The settlement fund includes at least $225,000 in forgiven uncollected fees, with pro rata payments based on the amount of applicable charges. No proof is required — current and former Equity Bank checking account holders can file through the official claim form.