Every dollar amount and date on this page is quoted from the official settlement document.
Equity Bank $1M Fees Class Action Settlement
Court case: Merrell, et al. v. Equity Bank
Equity Bank checking customers charged APSN or retry fees share a $1 million fund plus at least $225,000 in forgiven uncollected fees.
Official eligibility wordingCurrent and former Equity Bank checking account holders charged APSN fees (Jan 1, 2017–Dec 7, 2019 and Nov 8, 2020–Sep 1, 2024), Retry fees (Feb 22, 2018–Dec 31, 2023), or Sufficient Funds fees (Feb 2, 2017–Nov 21, 2025). Checked against the official settlement source by SettleSignal on June 20, 2026.
Key facts
- Who may qualify You may qualify if you are a current or former Equity Bank checking account holder who was charged APSN fees or retry fees in the covered periods.
- Estimated payout$1 million settlement fund plus at least $225,000 in forgiven uncollected fees; payments are pro rata based on the amount of applicable challenged fees paid.
- Exclusion deadlineJune 7, 2026 (passed)
- Proof requiredNo
- What you needNothing to file — payment is sent automatically to people the administrator identifies. No proof is required.
- CourtCircuit Court of Jackson County, Missouri
How hard is this claim to file?
Watch out for
- Current Equity Bank accountholders receive an automatic account credit to their checking account; former accountholders receive a check mailed to their notice address — make sure your address on file is current.
- Your individual payment cannot exceed the total amount of challenged fees you actually paid.
- The net amount paid to class members depends on deductions for attorneys' fees, costs, service awards, and administration expenses before distribution.
- Opting out means you give up your right to receive any payment from this settlement.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Payout details Jun 19, 2026
- Eligibility Jun 19, 2026
- Proof requirement Jun 19, 2026
- Administrator Jun 19, 2026
- Court case Jun 19, 2026
- Payment status Jun 20, 2026
- 2 fields queued for re-check
1 official source linked to this record.
-
Eligibility summary Quoted in the official eligibility wording above ↑
Verified Jun 19, 2026
-
Proof requirement
No
Verified Jun 19, 2026
-
Payment status
Payments started
Verified Jun 20, 2026
-
Estimated payout
$1 million settlement fund plus at least $225,000 in forgiven uncollected fees; payments are pro rata based on the amount of applicable challenged fees paid.
Verified Jun 19, 2026
-
Administrator
Verita
Verified Jun 19, 2026
-
Court
Circuit Court of Jackson County, Missouri
Verified Jun 19, 2026
Show all 7 more verified fields
-
Opt-out deadline
June 7, 2026
Verified Jun 19, 2026
-
Automatic refund
Yes — automatic, no claim needed
Verified Jun 19, 2026
-
Class period start
January 1, 2017
Verified Jun 19, 2026
-
Class period end
November 21, 2025
Verified Jun 19, 2026
-
Court case number
2216-CV02011
Verified Jun 19, 2026
-
No-claim explanation
Class members do not need to submit a claim form; eligible consumers who remain in the settlement class will automatically receive a payment.
Verified Jun 19, 2026
-
Case name
Merrell, et al. v. Equity Bank
Verified Jun 19, 2026
Where to act
No claim form is needed — Verita issues this refund automatically; confirm your eligibility and contact details on the official source.
No claim needed — payment is automatic
If you qualify, the settlement pays you automatically. There's nothing to file — just keep an eye on your mail or account around the payment date.
