Equity Bank $1M Fees Class Action Settlement
Current and former Equity Bank checking account holders charged APSN fees (Jan 1, 2017–Dec 7, 2019 and Nov 8, 2020–Sep 1, 2024), Retry fees (Feb 22, 2018–Dec 31, 2023), or Sufficient Funds fees (Feb 2, 2017–Nov 21, 2025).
$1 million settlement fund plus at least $225,000 in forgiven uncollected fees; payments are pro rata based on the amount of applicable challenged fees paid.
Official site: merrellfeessettlement.com
Who may qualify
Current and former Equity Bank checking account holders charged APSN fees (Jan 1, 2017–Dec 7, 2019 and Nov 8, 2020–Sep 1, 2024), Retry fees (Feb 22, 2018–Dec 31, 2023), or Sufficient Funds fees (Feb 2, 2017–Nov 21, 2025).
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Important dates
- Exclusion deadline
- June 7, 2026 (passed)
Proof requirements
Proof requirement is currently marked as No.
Review the official claim form before submitting any information.
How to file this claim
- Confirm you held an Equity Bank checking account and were charged APSN fees, Retry fees, or Sufficient Funds fees during any of the covered periods.
- If you received a notice by email or postcard, you are likely already identified as a class member — no action is needed to receive payment.
- If your mailing address has changed, contact the settlement administrator to update your address so your check or account credit reaches you.
- Do not opt out if you want to receive a payment; the opt-out deadline has already passed.
- Wait for the court to grant final approval at the fairness hearing, after which the administrator will distribute payments or credits.
Watch out for
- Current Equity Bank accountholders receive an automatic account credit to their checking account; former accountholders receive a check mailed to their notice address — make sure your address on file is current.
- Your individual payment cannot exceed the total amount of challenged fees you actually paid.
- The net amount paid to class members depends on deductions for attorneys' fees, costs, service awards, and administration expenses before distribution.
- Opting out means you give up your right to receive any payment from this settlement.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
No claim form is needed — Verita Global issues this refund automatically; confirm your eligibility and contact details on the official source.
- Check the official source to confirm you are within the eligible group — the settlement administrator determines eligibility.
- Make sure Verita Global has your current mailing address or payment details if the official source provides a way to update them.
- No claim form is required for an automatic refund; you do not need to pay anyone or submit documents to receive it.
- Watch the payment status on this record and on the official source — payments begin only after the court or program process concludes.
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How we verified this record
- Payout details the official settlement website · Jun 19, 2026
- Eligibility the official settlement website · Jun 19, 2026
- Proof requirement the official settlement website · Jun 19, 2026
- Administrator the official settlement website · Jun 19, 2026
- Court case the official settlement website · Jun 19, 2026
- Payment status the official settlement website · Jun 20, 2026
- Claim deadline queued for re-check
- Official claim link queued for re-check
Every published record clears our source-verification bar; remaining fields are checked one by one on our weekly re-verification pass.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Eligibility summary
Current and former Equity Bank checking account holders charged APSN fees (Jan 1, 2017–Dec 7, 2019 and Nov 8, 2020–Sep 1, 2024), Retry fees (Feb 22, 2018–Dec 31, 2023), or Sufficient Funds fees (Feb 2, 2017–Nov 21, 2025).
Verified Jun 19, 2026 · against the official settlement website
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Proof requirement
No
Verified Jun 19, 2026 · against the official settlement website
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Payment status
Payments started
Verified Jun 20, 2026 · against the official settlement website
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Estimated payout
$1 million settlement fund plus at least $225,000 in forgiven uncollected fees; payments are pro rata based on the amount of applicable challenged fees paid.
Verified Jun 19, 2026 · against the official settlement website
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Administrator
Verita Global
Verified Jun 19, 2026 · against the official settlement website
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Court
Circuit Court of Jackson County, Missouri
Verified Jun 19, 2026 · against the official settlement website
Show all 7 more verified fields
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Opt-out deadline
June 7, 2026
Verified Jun 19, 2026 · against the official settlement website
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Automatic refund
Yes — automatic, no claim needed
Verified Jun 19, 2026 · against the official settlement website
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Class period start
January 1, 2017
Verified Jun 19, 2026 · against the official settlement website
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Class period end
November 21, 2025
Verified Jun 19, 2026 · against the official settlement website
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Court case number
2216-CV02011
Verified Jun 19, 2026 · against the official settlement website
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No-claim explanation
Class members do not need to submit a claim form; eligible consumers who remain in the settlement class will automatically receive a payment.
Verified Jun 19, 2026 · against the official settlement website
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Case name
Merrell, et al. v. Equity Bank
Verified Jun 19, 2026 · against the official settlement website
Common questions
Is the Equity Bank $1M Fees Class Action settlement legitimate?
Yes — the Equity Bank $1M Fees Class Action settlement is a real claims process that SettleSignal tracks from its official source. It is administered by Verita Global under case 2216-CV02011 in Circuit Court of Jackson County, Missouri. File only through the official settlement website (merrellfeessettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 20, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Current and former Equity Bank checking account holders charged APSN fees (Jan 1, 2017–Dec 7, 2019 and Nov 8, 2020–Sep 1, 2024), Retry fees (Feb 22, 2018–Dec 31, 2023), or Sufficient Funds fees (Feb 2, 2017–Nov 21, 2025).
Do I need proof to claim?
Proof requirement: No. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Payments started. Payments are issued by the administrator after the court process concludes.
When will Equity Bank $1M Fees Class Action Settlement pay out?
Current payment status: Payments started. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Equity Bank $1M Fees Class Action Settlement claim form?
No claim form is needed — Class members do not need to submit a claim form; eligible consumers who remain in the settlement class will automatically receive a payment. Never pay a fee to claim a settlement payment.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Class members do not need to submit a claim form; eligible consumers who remain in the settlement class will automatically receive a payment.
Listed on the official settlement website (Verita Global).
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Disclaimer
This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.
Change log
- June 20, 2026 — Payment status updated from an official source.
- June 19, 2026 — Settlement published after verification.
- June 19, 2026 — Verified field details updated from an official source.