Loya Insurance settlements

Loya Insurance is the subject of a class action settlement — Swiech v. Loya Insurance Company — involving New Mexico policyholders who held UM/UIM coverage with YAIC or Loya Insurance between October 1, 2010 and February 28, 2022. Those whose UIM claims were reduced or denied due to undisclosed third-party insurance offsets may also be eligible. The claim deadline passed on March 12, 2026; proof was required and the full record is available here.

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Loya Insurance Settlement

Loya Insurance and its YAIC brand settled a lawsuit claiming they secretly reduced or denied uninsured/underinsured motorist (UIM) payouts by applying third-party insurance offsets they never disclosed. If you held a Loya or YAIC policy in New Mexico between 2010 and 2022, this settlement is for you.

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Mar 12, 2026

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