Loya Insurance is the subject of a class action settlement — Swiech v. Loya Insurance Company — involving New Mexico policyholders who held UM/UIM coverage with YAIC or Loya Insurance between October 1, 2010 and February 28, 2022. Those whose UIM claims were reduced or denied due to undisclosed third-party insurance offsets may also be eligible. The claim deadline passed on March 12, 2026; proof was required and the full record is available here.