Every dollar amount and date on this page is quoted from the official settlement document.
Loya Insurance Settlement
Court case: Swiech v. Loya Insurance Company
Loya Insurance and its YAIC brand settled a lawsuit claiming they secretly reduced or denied uninsured/underinsured motorist (UIM) payouts by applying third-party insurance offsets they never disclosed. If you held a Loya or YAIC policy in New Mexico between 2010 and 2022, this settlement is for you.
Official eligibility wordingCurrent or former YAIC or Loya Insurance policyholders who resided in New Mexico and purchased UM/UIM coverage between October 1, 2010 and February 28, 2022, including those who filed UIM claims with benefits reduced or denied due to undisclosed third-party insurance offsets. Checked against the official settlement source by SettleSignal on June 17, 2026.
Key facts
- Who may qualify You may qualify if you were a Loya Insurance or YAIC policyholder who lived in New Mexico and carried UM/UIM coverage at any point from October 1, 2010 through February 28, 2022 — especially if a UIM claim you filed was reduced or outright denied because the insurer applied a third-party offset without telling you.
- Claim deadlineMarch 12, 2026 (closed)
- Proof requiredYes
- What you needProof is required. You'll need to show your New Mexico policyholder status and, if you filed a UIM claim, documentation that your benefits were reduced or denied due to an undisclosed offset. Submit everything through the official claims portal.
- CourtU.S. District Court for the District of New Mexico
Important dates
How hard is this claim to file?
Documents you'll need
Watch out for
- The claim deadline of March 12, 2026 has passed and the online portal is closed — new claims cannot be submitted.
- This settlement covers two separate benefit tracks: UIM claim readjustments (up to $800,000 total pool for adjustments) and partial premium refunds — make sure you requested the right one(s) when you filed.
- Only New Mexico residents who held YAIC or Loya UM/UIM policies between October 1, 2010, and February 28, 2022 qualify — out-of-state policyholders are excluded.
- Do not trust any site other than loyauimsettlement.com or the administrator phone number above — scam look-alike sites are common after settlements are announced.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Claim deadline
- Eligibility
- Proof requirement
- Administrator
- Official claim link
- Court case
- Payment status
- 1 field queued for re-check
1 official source linked to this record.
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Claim deadline
March 12, 2026
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Eligibility summary Quoted in the official eligibility wording above ↑
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Proof requirement
Yes
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Payment status
Final approval pending
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Administrator
Epiq
Administrator: Swiech and Apodaca v. Loya Settlement Administrator, P.O. Box 2078, Portland, OR 97208-2078, Phone: 877-708-7677. Administrator is Epiq Global.
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Court
U.S. District Court for the District of New Mexico
Show all 7 more verified fields
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Official claim URL
loyauimsettlement.com
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Objection deadline
January 26, 2026
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Opt-out deadline
January 26, 2026
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Class period start
October 1, 2010
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Class period end
February 28, 2022
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Court case number
25-cv-00047-KK-JMR
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Case name
Thomas Swiech v. Loya Insurance Company (consolidated with Apodaca v. Young America Insurance Co.)
Where to act
