Every dollar amount and date on this page is quoted from the official settlement document.
TransUnion Bankruptcy Credit Reporting Settlement
Court case: Brooks v. TransUnion Bankruptcy Credit Reporting Settlement (FCRA)
TransUnion agreed to an $8.31 million settlement over claims it violated the FCRA by reporting bankruptcy 'remarks' on credit accounts without a matching public bankruptcy record. Affected consumers can receive $100–$1,000 depending on their group and whether they file a claim.
Official eligibility wordingFor the period January 6, 2020 to January 31, 2023, all persons residing in the U.S. and its Territories to whom Trans Union sold a consumer report to a third party that included a bankruptcy remark on a tradeline but no reference to a bankruptcy record in the public-record section of the same report, and for whom there is no government-held public record of a bankruptcy filing within ten years prior to the report date. Split into a 'No Bankruptcy Group' and an 'Aged Bankruptcy Group'. Checked against the official settlement source by SettleSignal on September 5, 2026.
Key facts
- Who may qualify You qualify if, between January 6, 2020 and January 31, 2023, TransUnion sold a credit report about you to a third party that showed a bankruptcy remark on an account but had no bankruptcy in the report's public-record section, and there is no public bankruptcy filing for you in the prior 10 years. Your notice states which group you're in.
- Estimated payoutNo Bankruptcy Group: automatic $100 (do nothing), or approximately $1,000 if a Valid Claim is submitted. Aged Bankruptcy Group: approximately $350, but only if a claim is submitted. Amounts depend on the number of claims and may be higher or lower. $8,310,000 Settlement Fund.
- Claim deadlineOctober 30, 2026
- Proof requiredNo
- What you needFile a claim online (using the Claim Number and PIN from your notice) or by mail by October 30, 2026. The No Bankruptcy Group's $100 is automatic, but filing a claim gets a larger payment; the Aged Bankruptcy Group must file to get anything.
- CourtUnited States District Court for the Eastern District of Pennsylvania
Important dates
Verify it yourself
How we verified this record
The key facts on this page were taken from the official settlement source, and last checked on September 5, 2026. We re-verify each field individually on a weekly pass.
1 official source linked to this record.
Where to act
File directly with the official administrator via the official claim form before October 30, 2026.
