Key facts pulled from the official settlement site; not yet independently field-verified — confirm details on the official site.
Capital One 360 Savings Interest Rate Settlement
Capital One must pay $425 million to settle claims it offered unfairly low interest rates on 360 Savings accounts while paying higher rates on 360 Performance Savings—eligible account holders receive automatic payments without needing to file a claim.
$425 million total settlement fund distributed based on historical account balances and interest rate differential; individual payouts vary based on account activity during eligibility period; minimum $5 threshold for check issuance
Who may qualify
You qualify if you held a Capital One 360 Savings account at any time between September 18, 2019, and June 16, 2025. Current and former account holders are eligible. Those who held only 360 Performance Savings accounts do not qualify. Joint and co-holders are included, though only primary account holders receive cash payments.
All individuals who held or were account holders of a Capital One 360 Savings account at any time between September 18, 2019, and June 16, 2025, including joint and co-holders (primary account holders receive cash payments)
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
Important dates
- Claim deadline
- March 30, 2026 (closed)
- Exclusion deadline
- March 30, 2026 (passed)
- Objection deadline
- March 30, 2026 (passed)
Proof requirements
Proof requirement is currently marked as No.
Review the official claim form before submitting any information.
What you need
No claim needed—eligible class members automatically receive settlement payment if they held a 360 Savings account during September 18, 2019 through June 16, 2025. All deadlines have passed as of June 2026.
How do I file a claim for this settlement?
No claim form is needed — Epiq Global, Capital One 360 Savings Account Class Action Settlement Administrator, P.O. Box 4876, Portland, OR 97208-4876 issues this refund automatically; confirm your eligibility and contact details on the official source.
- Check the official source to confirm you are within the eligible group — the settlement administrator determines eligibility.
- Make sure Epiq Global, Capital One 360 Savings Account Class Action Settlement Administrator, P.O. Box 4876, Portland, OR 97208-4876 has your current mailing address or payment details if the official source provides a way to update them.
- No claim form is required for an automatic refund; you do not need to pay anyone or submit documents to receive it.
- Watch the payment status on this record and on the official source — payments begin only after the court or program process concludes.
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How we verified this record
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Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
Common questions
Who may qualify for this settlement?
All individuals who held or were account holders of a Capital One 360 Savings account at any time between September 18, 2019, and June 16, 2025, including joint and co-holders (primary account holders receive cash payments)
What is the claim deadline?
The claim deadline is March 30, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: No. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Unknown. Payments are issued by the administrator after the court process concludes.
When will Capital One 360 Savings Interest Rate Settlement pay out?
Current payment status: Unknown. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Capital One 360 Savings Interest Rate Settlement claim form?
No claim form is needed — The claim deadline (Mar 30, 2026) has passed — this settlement is closed to new claims. Listed for reference. Never pay a fee to claim a settlement payment.
Do I need to file a claim to receive payment?
No. The settlement is automatic for eligible class members. If you held a 360 Savings account during the eligibility period and did not opt out, you will receive payment automatically based on Capital One's records.
When will I receive my payment?
Payments are expected to be distributed around July 21-27, 2026, assuming no appeal of the final approval order. Eligible customers will receive a check or electronic payment to their last known address.
How much will I receive?
Your payment is based on how much additional interest you would have earned if your 360 Savings account had paid the same rate as 360 Performance Savings during the time you held the account. Actual amounts vary by individual and are calculated from Capital One's records. Payments under $5 are only issued via electronic transfer.
Who qualifies for the settlement?
Anyone who held a Capital One 360 Savings account at any time between September 18, 2019, and June 16, 2025, is eligible, including joint and co-account holders. You do not need to have the account open now to be eligible.
What documentation do I need to provide?
No documentation is required. Capital One's own records determine eligibility and payment amounts. The settlement is entirely automatic if you meet the eligibility criteria and did not opt out.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
The claim deadline (Mar 30, 2026) has passed — this settlement is closed to new claims. Listed for reference.
Listed on the official settlement website (Epiq Global).
Disclaimer
This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.
Change log
- June 9, 2026 — Settlement published after verification.