Key facts pulled from the official settlement site; not yet independently field-verified — confirm details on the official site.
Capital One 360 Savings Interest Rate Settlement
If you had a Capital One 360 Savings account between September 18, 2019, and June 16, 2025, you're included in a $425 million settlement and will receive a payment automatically. No claim form required. The deadline to opt out or object was March 30, 2026.
All individuals who held or were account holders of a Capital One 360 Savings account at any time between September 18, 2019, and June 16, 2025, including joint and co-holders (primary account holders receive cash payments). Payout: $425 million total settlement fund distributed based on historical account balances and interest rate differential; individual payouts vary based on account activity during eligibility period; minimum $5 threshold for check issuance. No proof of purchase is required to file. Claim deadline: March 30, 2026. Checked against the official settlement source by SettleSignal on June 9, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
Anyone who held a Capital One 360 Savings account at any point between September 18, 2019, and June 16, 2025. That includes joint accounts and co-holders, though cash payments go to primary account holders.
Official eligibility wording (read the exact text)
All individuals who held or were account holders of a Capital One 360 Savings account at any time between September 18, 2019, and June 16, 2025, including joint and co-holders (primary account holders receive cash payments)
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as No.
Review the official claim form before submitting any information.
Important dates
How hard is this claim to file?
✅ You do not need to file — payment is automatic.
No document text was available for this settlement. Because payments are automatic for most class members, no claim filing was required. You can file on the official site.
Watch out for
- Only primary account holders get cash payments. Joint and co-holders should check the settlement website to find out where they stand.
- There's no flat per-person payout. Your payment is based on your individual account balance history and the interest rate differential, so amounts vary.
- Payments below $5 won't be issued as a check. Very low account balances during the class period may not meet the threshold.
- The March 30, 2026 deadline may have applied to specific class members who needed to take action rather than simply receive a payment — not the typical automatic recipient.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
No claim form is needed — Epiq Global, Capital One 360 Savings Account Class Action Settlement Administrator, P.O. Box 4876, Portland, OR 97208-4876 issues this refund automatically; confirm your eligibility and contact details on the official source.
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1Check that you held a Capital One 360 Savings account at any point between September 18, 2019 and June 16, 2025.
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2Primary account holders get cash payments. If you're a joint or co-holder, visit the settlement site to check your specific situation.
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3Make sure your mailing address and contact info with Capital One are current so your payment reaches you.
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4Keep an eye on https://www.capitalone360savingsaccountlitigation.com/ for the payment timeline and any updates.
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5Note that payments below $5 won't be issued as a check. If your balance during the eligibility period was very low, you may fall under that threshold.
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How we verified this record
The key facts here come straight from the official settlement source — no aggregators, no guesswork — and we re-check them on a schedule.
The key facts on this page were taken from the official settlement source, administered by Epiq Global, Capital One 360 Savings Account Class Action Settlement Administrator, P.O. Box 4876, Portland, OR 97208-4876, and last checked on June 9, 2026. We re-verify each field individually on a weekly pass.
Cross-checked against 1 official source on file.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
Common questions
Is the Capital One 360 Savings Interest Rate settlement legitimate?
Yes — the Capital One 360 Savings Interest Rate settlement is a real claims process that SettleSignal tracks from its official source. It is administered by Epiq Global, Capital One 360 Savings Account Class Action Settlement Administrator, P.O. Box 4876, Portland, OR 97208-4876. File only through the official settlement website (www.capitalone360savingsaccountlitigation.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 9, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
All individuals who held or were account holders of a Capital One 360 Savings account at any time between September 18, 2019, and June 16, 2025, including joint and co-holders (primary account holders receive cash payments)
How much can I get from the Capital One 360 Savings Interest Rate settlement?
$425 million total settlement fund distributed based on historical account balances and interest rate differential; individual payouts vary based on account activity during eligibility period; minimum $5 threshold for check issuance. The exact amount you may receive is decided by the settlement administrator based on your valid claim and is not guaranteed; a total settlement-fund figure is shared among all eligible claimants, not paid to each person.
What is the claim deadline?
The claim deadline is March 30, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: No. The settlement administrator determines what documentation, if any, is required.
Where is the official Capital One 360 Savings Interest Rate Settlement claim form?
No claim form is needed — The claim deadline (Mar 30, 2026) has passed — this settlement is closed to new claims. Listed for reference. Never pay a fee to claim a settlement payment.
Do I need to file a claim?
No. This settlement is automatic. As long as you had a qualifying account during the eligible period, your payment will be calculated from Capital One's records and sent to you.
How much will I get?
It depends on your account balance and how long you held the account during the eligible period. The total fund is $425 million, and individual amounts vary. Payments under $5 won't be issued.
What was the lawsuit about?
The case alleged that Capital One kept interest rates on 360 Savings accounts lower than they should have been, causing accountholders to earn less interest than they were owed.
What if I closed my account before 2025?
You're still covered. The eligibility window runs from September 18, 2019, through June 16, 2025, so any time your account was open during that stretch counts.
The March 30, 2026 deadline has passed. Can I still get paid?
That deadline was for opting out or objecting, not for filing a claim. Since payments are automatic, you don't need to have done anything by that date to receive your share.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
No claim needed — payment is automatic
If you qualify, the settlement pays you automatically. There's nothing to file — just keep an eye on your mail or account around the payment date.
Not ready to file today? Track it free — we'll remind you 30, 14, 7, and 1 day before Mar 30, 2026, and keep your claim details in one place.
Listed on the official settlement website (Epiq Global).
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.
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