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Capital One 360 Savings Interest Rate Settlement
Court case: In re: Capital One 360 Savings Account Interest Rate Litigation
If you had a Capital One 360 Savings account between September 18, 2019, and June 16, 2025, you're included in a $425 million settlement and will receive a payment automatically. No claim form required. The deadline to opt out or object was March 30, 2026.
Official eligibility wordingAll individuals who held or were account holders of a Capital One 360 Savings account at any time between September 18, 2019, and June 16, 2025, including joint and co-holders (primary account holders receive cash payments).
Key facts
- Who may qualify Anyone who held a Capital One 360 Savings account at any point between September 18, 2019, and June 16, 2025. That includes joint accounts and co-holders, though cash payments go to primary account holders.
- Estimated payout$425 million total settlement fund distributed based on historical account balances and interest rate differential; individual payouts vary based on account activity during eligibility period; minimum $5 threshold for check issuance
- Claim deadlineMarch 30, 2026 (closed)
- Proof requiredNo
- What you needNo action needed. There's no claim form to file. If you're eligible, your payment is calculated and sent automatically based on your account records.
- CourtUnited States District Court for the Eastern District of Virginia
Important dates
How hard is this claim to file?
✅ You do not need to file — payment is automatic.
No document text was available for this settlement. Because payments are automatic for most class members, no claim filing was required. You can file on the official site.
Watch out for
- Only primary account holders get cash payments. Joint and co-holders should check the settlement website to find out where they stand.
- There's no flat per-person payout. Your payment is based on your individual account balance history and the interest rate differential, so amounts vary.
- Payments below $5 won't be issued as a check. Very low account balances during the class period may not meet the threshold.
- The March 30, 2026 deadline may have applied to specific class members who needed to take action rather than simply receive a payment — not the typical automatic recipient.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
Evidence status for this record
This published record does not currently meet the accepted official-evidence gate. Its source link and current review status remain visible while the evidence is refreshed.
Where to act
No claim form is needed — Epiq issues this refund automatically; confirm your eligibility and contact details on the official source.
No claim needed — payment is automatic
If you qualify, the settlement pays you automatically. There's nothing to file — just keep an eye on your mail or account around the payment date.
