Every dollar amount and date on this page is quoted from the official settlement document.
Goldman Sachs Bank USA
Apple Card holders hit by Goldman Sachs dispute-handling failures do not need to take action — many have already been compensated.
Official eligibility wordingApple Card holders harmed by Goldman Sachs dispute handling failures, unauthorized transaction mishandling, or deceptive Apple Card Monthly Installments (ACMI) practices between August 2019 and October 2024. Checked against the official settlement source by SettleSignal on June 22, 2026.
Key facts
- Who may qualify You may qualify if you are an Apple Card holder harmed by Goldman Sachs dispute handling failures, mishandled unauthorised transactions, or deceptive Apple Card Monthly Installments disclosures.
- Estimated payoutApple Card consumers do not need to take action and may have already received compensation from Goldman Sachs
- What you needNothing to file — payment is sent automatically to people the administrator identifies.
- CourtConsumer Financial Protection Bureau (Administrative Proceeding)
Verify it yourself
How we verified this record
- Payout details
- Eligibility
- Court case
- Payment status
- 4 fields queued for re-check
1 official source linked to this record.
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Eligibility summary Quoted in the official eligibility wording above ↑
Verified Jun 17, 2026 · against the official settlement website
Goldman Sachs and Apple introduced Apple Card on August 20, 2019, despite board warnings four days prior that the disputes system was "not fully ready" due to technological issues.
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Payment status
Payments started
Verified Jun 17, 2026 · against the official settlement website
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Estimated payout
Apple Card consumers do not need to take action and may have already received compensation from Goldman Sachs
Verified Jun 17, 2026 · against the official settlement website
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Court
Consumer Financial Protection Bureau (Administrative Proceeding)
Verified Jun 17, 2026 · against the official settlement website
Show all 5 more verified fields
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Automatic refund
Yes — automatic, no claim needed
Verified Jun 22, 2026 · against the official government refund program page
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Class period start
August 20, 2019
Verified Jun 17, 2026 · against the official settlement website
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Court case number
2024-CFPB-0011
Verified Jun 17, 2026 · against the official settlement website
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No-claim explanation
CFPB consent order requires Goldman Sachs to pay redress directly to affected consumers; no claim form required.
Verified Jun 22, 2026 · against the official government refund program page
The order requires Goldman to pay $19.8 million in redress to consumers and a $45 million civil money penalty and to come into compliance with the law.
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Case name
Goldman Sachs Bank USA
Verified Jun 22, 2026 · against the official government refund program page
Goldman Sachs Bank USA On October 23, 2024, the Bureau issued an order against Goldman Sachs Bank USA (Goldman).
Where to act
No claim form is needed — the official administrator issues this refund automatically; confirm your eligibility and contact details on the official source.
No claim needed — payment is automatic
If you qualify, the settlement pays you automatically. There's nothing to file — just keep an eye on your mail or account around the payment date.
