Goldman Sachs Bank USA
Apple Card holders harmed by Goldman Sachs dispute handling failures, unauthorized transaction mishandling, or deceptive Apple Card Monthly Installments (ACMI) practices between August 2019 and October 2024
Apple Card consumers do not need to take action and may have already received compensation from Goldman Sachs
Official site: www.consumerfinance.gov
Who may qualify
Apple Card holders harmed by Goldman Sachs dispute handling failures, unauthorized transaction mishandling, or deceptive Apple Card Monthly Installments (ACMI) practices between August 2019 and October 2024
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as Unknown.
Review the official claim form before submitting any information.
How do I file a claim for this settlement?
No claim form is needed — the official administrator issues this refund automatically; confirm your eligibility and contact details on the official source.
- Check the official source to confirm you are within the eligible group — the settlement administrator determines eligibility.
- Make sure the official administrator has your current mailing address or payment details if the official source provides a way to update them.
- No claim form is required for an automatic refund; you do not need to pay anyone or submit documents to receive it.
- Watch the payment status on this record and on the official source — payments begin only after the court or program process concludes.
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How we verified this record
- Payout details the official settlement website · Jun 17, 2026
- Eligibility the official settlement website · Jun 17, 2026
- Court case the official settlement website · Jun 17, 2026
- Payment status the official settlement website · Jun 17, 2026
- Claim deadline queued for re-check
- Proof requirement queued for re-check
- Administrator queued for re-check
- Official claim link queued for re-check
Every published record clears our source-verification bar; remaining fields are checked one by one on our weekly re-verification pass.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Eligibility summary
Apple Card holders harmed by Goldman Sachs dispute handling failures, unauthorized transaction mishandling, or deceptive Apple Card Monthly Installments (ACMI) practices between August 2019 and October 2024
Verified Jun 17, 2026 · against the official settlement website
Goldman Sachs and Apple introduced Apple Card on August 20, 2019, despite board warnings four days prior that the disputes system was "not fully ready" due to technological issues.
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Payment status
Payments started
Verified Jun 17, 2026 · against the official settlement website
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Estimated payout
Apple Card consumers do not need to take action and may have already received compensation from Goldman Sachs
Verified Jun 17, 2026 · against the official settlement website
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Court
Consumer Financial Protection Bureau (Administrative Proceeding)
Verified Jun 17, 2026 · against the official settlement website
Show all 5 more verified fields
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Automatic refund
Yes — automatic, no claim needed
Verified Jun 22, 2026 · against the official government refund program page
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Class period start
August 20, 2019
Verified Jun 17, 2026 · against the official settlement website
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Court case number
2024-CFPB-0011
Verified Jun 17, 2026 · against the official settlement website
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No-claim explanation
CFPB consent order requires Goldman Sachs to pay redress directly to affected consumers; no claim form required.
Verified Jun 22, 2026 · against the official government refund program page
The order requires Goldman to pay $19.8 million in redress to consumers and a $45 million civil money penalty and to come into compliance with the law.
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Case name
Goldman Sachs Bank USA
Verified Jun 22, 2026 · against the official government refund program page
Goldman Sachs Bank USA On October 23, 2024, the Bureau issued an order against Goldman Sachs Bank USA (Goldman).
Common questions
Is the Goldman Sachs Bank USA settlement legitimate?
Yes — the Goldman Sachs Bank USA settlement is a real claims process that SettleSignal tracks from its official source. It proceeds under case 2024-CFPB-0011 in Consumer Financial Protection Bureau (Administrative Proceeding). File only through the official settlement website (www.consumerfinance.gov); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 22, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Apple Card holders harmed by Goldman Sachs dispute handling failures, unauthorized transaction mishandling, or deceptive Apple Card Monthly Installments (ACMI) practices between August 2019 and October 2024
Do I need proof to claim?
Proof requirement: Unknown. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Payments started. Payments are issued by the administrator after the court process concludes.
When will Goldman Sachs Bank USA pay out?
Current payment status: Payments started. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Goldman Sachs Bank USA claim form?
No claim form is needed — CFPB consent order requires Goldman Sachs to pay redress directly to affected consumers; no claim form required. Never pay a fee to claim a settlement payment.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
CFPB consent order requires Goldman Sachs to pay redress directly to affected consumers; no claim form required.
Listed on the official settlement website.
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Disclaimer
This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.
Change log
- June 22, 2026 — Settlement published after verification.
- June 22, 2026 — Verified field details updated from an official source.
- June 19, 2026 — Verified field details updated from an official source.
- June 17, 2026 — Verified field details updated from an official source.