Flagstar Bank $31.5M Data Breach Class Action Settlement
If Flagstar Bank had your personal information and it was caught up in the January 2021 or December 2021 data breaches, you can file a claim for cash and credit monitoring. You need to submit your claim by August 11, 2026. Filing takes just a few minutes online.
Reimbursement for documented losses up to $25,000; residual cash payment estimated $60 (up to $599); three years of credit monitoring; California statutory payment up to $100.
You can choose from a few options: reimbursement for documented out-of-pocket losses up to $25,000; a residual cash payment estimated at $60 (and up to $599); or three years of credit monitoring. California residents can also claim a statutory payment of up to $100.
You'll go to: flagstarsettlement.pnclassaction.com
Who may qualify
You're covered if you're a U.S. consumer whose personal information was affected by Flagstar Bank's January 2021 or December 2021 data breaches. California residents have an additional payment option.
Official eligibility wording
U.S. consumers whose personal information was impacted by Flagstar Bank's January 2021 or December 2021 data breaches.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Important dates
- Claim deadline
- August 11, 2026
- Exclusion deadline
- June 29, 2026
- Objection deadline
- June 29, 2026
Proof requirements
Proof requirement is currently marked as Optional.
Review the official claim form before submitting any information.
What you need
File at flagstarsettlement.pnclassaction.com before August 11, 2026. You'll need your Settlement ID (printed on your notice email or postcard). Proof of loss is optional unless you're claiming documented expenses.
How to file this claim
- Locate your Settlement ID from the notice email or postcard Flagstar mailed you.
- Go to the claim portal at flagstarsettlement.pnclassaction.com.
- Enter your Settlement ID to access your claim form.
- Choose which benefit(s) you want: documented loss reimbursement, residual cash payment, credit monitoring, or (if you're a California resident) the statutory payment.
- Attach any supporting documents if you're claiming reimbursed losses.
- Submit your claim before August 11, 2026.
Documents you'll need
Watch out for
- Claim deadline is August 11, 2026 — missing it cuts off all benefits.
- If you want to opt out or object, that deadline is earlier: June 29, 2026.
- Without your Settlement ID (from the mailed notice or email), you may not be able to access the form — locate it before you sit down to file.
- The $60 cash payment is an estimate and could change; the cap is $599.
- California residents have an extra benefit (up to $100 statutory payment) — make sure to select it if applicable.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
File directly with the official administrator via the official claim form before August 11, 2026.
- Confirm you are within the eligible group described in the official notice — the settlement administrator determines eligibility.
- Gather any documents the official form asks for — this settlement marks proof as Optional.
- Open the official claim form or settlement website.
- Submit accurate information through the official settlement administrator or government source before August 11, 2026.
- Save your confirmation number if one is provided, then watch the payment status for distribution updates.
New to settlement claims? How to file safely →
Worried it might be fake? Run the 60-second legitimacy check →
How we verified this record
- Claim deadline the official settlement website · Jun 17, 2026
- Payout details the official settlement website · Jun 17, 2026
- Eligibility the official settlement website · Jun 17, 2026
- Proof requirement the official settlement website · Jun 17, 2026
- Official claim link the official settlement website · Jun 17, 2026
- Court case the official settlement website · Jun 17, 2026
- Administrator queued for re-check
- Payment status queued for re-check
Every published record clears our source-verification bar; remaining fields are checked one by one on our weekly re-verification pass.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Claim deadline
August 11, 2026
Verified Jun 17, 2026 · against the official settlement website
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Eligibility summary
U.S. consumers whose personal information was impacted by Flagstar Bank's January 2021 or December 2021 data breaches.
Verified Jun 17, 2026 · against the official settlement website
U.S. consumers whose "personal information was impacted by the Data Breaches," including ~364,000 California residents.
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Proof requirement
Optional
Verified Jun 17, 2026 · against the official settlement website
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Estimated payout
Reimbursement for documented losses up to $25,000; residual cash payment estimated $60 (up to $599); three years of credit monitoring; California statutory payment up to $100.
Verified Jun 17, 2026 · against the official settlement website
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Court
United States District Court, Eastern District of Michigan
Verified Jun 17, 2026 · against the official settlement website
Show all 7 more verified fields
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Official claim URL
flagstarsettlement.pnclassaction.com
Verified Jun 17, 2026 · against the official settlement website
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Objection deadline
June 29, 2026
Verified Jun 17, 2026 · against the official settlement website
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Opt-out deadline
June 29, 2026
Verified Jun 17, 2026 · against the official settlement website
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Class period start
January 1, 2021
Verified Jun 17, 2026 · against the official settlement website
Two breaches occurred in January 2021 and December 2021.
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Class period end
December 31, 2021
Verified Jun 17, 2026 · against the official settlement website
Two breaches occurred in January 2021 and December 2021.
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Court case number
2:21-cv-10657-MFL-DRG
Verified Jun 17, 2026 · against the official settlement website
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Case name
Angus, et al. v. Flagstar Bank, N.A.
Verified Jun 17, 2026 · against the official settlement website
Case Name: Angus, et al. v. Flagstar Bank, N.A.
Common questions
Is the Flagstar Bank $31.5M Data Breach Class Action settlement legitimate?
Yes — the Flagstar Bank $31.5M Data Breach Class Action settlement is a real claims process that SettleSignal tracks from its official source. It proceeds under case 2:21-cv-10657-MFL-DRG in United States District Court, Eastern District of Michigan. File only through the official settlement website (flagstarsettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 17, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
U.S. consumers whose personal information was impacted by Flagstar Bank's January 2021 or December 2021 data breaches.
What is the claim deadline?
The claim deadline is August 11, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: Optional. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Unknown. Payments are issued by the administrator after the court process concludes.
When will Flagstar Bank $31.5M Data Breach Class Action Settlement pay out?
Current payment status: Unknown. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Flagstar Bank $31.5M Data Breach Class Action Settlement claim form?
The official claim form is hosted by the settlement administrator. Use the 'Open official claim form' button on this page — never pay a fee to file.
How do I know if I'm included?
Flagstar Bank had about 2.19 million customers affected by the two breaches. If you received a notice by email or mail with a Settlement ID, you're on the class list. If you didn't get a notice but believe your data was with Flagstar during 2021, check the settlement website to look up your eligibility.
Do I need to prove my identity was stolen to file?
No. Proof is optional. You can file for the residual cash payment or credit monitoring without submitting any documentation. If you did have documented losses tied to the breach, you can submit receipts or statements to claim up to $25,000.
What's the deadline?
Claims must be submitted by August 11, 2026. The opt-out and objection deadline is June 29, 2026, and the final approval hearing is set for October 1, 2026.
Why is the cash payment listed as 'estimated $60'?
The actual amount depends on how many people file and what they claim. The settlement fund is $31.5 million, and after fees and expenses, the remainder gets divided among valid claims. The estimate is $60, but it could go up to $599 depending on participation.
I live in California — is there anything extra for me?
Yes. California residents can also claim a statutory payment of up to $100 under California law, in addition to the other available benefits.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Use the official settlement administrator or government source.
Listed on the official settlement website.
Disclaimer
This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.
Change log
- June 17, 2026 — Settlement published after verification.
- June 17, 2026 — Verified field details updated from an official source.