Every dollar amount and date on this page is quoted from the official settlement document.
Garden Savings Federal Credit Union Auto Settlement
Court case: Asiedu v Garden Savings Federal Credit Union
If Garden Savings Federal Credit Union repossessed your vehicle between March 20, 2009 and March 20, 2015, you're covered by this settlement and don't need to file anything to get a payment. The credit union is putting up a $4,120,000 cash fund and separately forgiving deficiency balances owed by class members.
Official eligibility wordingIndividuals who had a finance agreement with Garden Savings Federal Credit Union and had their motor vehicle repossessed by Defendant between March 20, 2009 and March 20, 2015. Checked against the official settlement source by SettleSignal on June 15, 2026.
Key facts
- Who may qualify You may qualify if you had a finance agreement with Garden Savings Federal Credit Union and the credit union repossessed your motor vehicle at any point between March 20, 2009 and March 20, 2015.
- Claim deadlineMarch 17, 2026 (closed)
- Proof requiredNo
- What you needNothing to file. The opt-out deadline was March 17, 2026. If you received a notice by email or postcard and didn't opt out, you're already identified as a class member in Garden Savings' records and will receive benefits automatically.
How hard is this claim to file?
✅ You do not need to file — payment is automatic.
Documents you'll need
- No documentation required to receive automatic payment
Watch out for
- Both the opt-out and objection deadlines were March 17, 2026. Those windows are closed.
- No payments go out until the court signs off. The Final Approval Hearing was scheduled for May 15, 2026.
- Your benefit could be a cash payment from the $4,120,000 fund, forgiveness of a remaining deficiency balance, or both. Collectively the settlement is valued at over $6.2 million.
- Attorneys' fees, litigation costs, and a representative service award come out of the $4,120,000 cash fund before any money is distributed.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Claim deadline
- Eligibility
- Proof requirement
- 5 fields queued for re-check
5 official sources linked to this record.
-
Claim deadline
March 17, 2026
The deadline for sending a letter to exclude yourself from or opt out of the settlement is March 17, 2026.
-
Eligibility summary Quoted in the official eligibility wording above ↑
-
Proof requirement
No
Where to act
