Every dollar amount and date on this page is quoted from the official settlement document.
Golden Home Services Settlement
Court case: Home Matters USA mortgage relief scam
If you paid Home Matters USA, Academy Home Services, Atlantic Pacific Service Group, or Golden Home Services America for mortgage relief help based on false promises to negotiate with your lender, the FTC has already returned money to affected consumers.
Consumers who paid Home Matters USA, Academy Home Services, Atlantic Pacific Service Group, or Golden Home Services America for mortgage relief services based on false promises to negotiate with their mortgage lenders (some told the companies were affiliated with government COVID-19 relief programs). Payout: $19 million. Checked against the official settlement source by SettleSignal on September 14, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You're covered if you paid any of these companies - Home Matters USA, Academy Home Services, Atlantic Pacific Service Group, or Golden Home Services America - for mortgage relief services based on false promises, including false claims of a government COVID-19 relief affiliation.
Official eligibility wording (read the exact text)
Consumers who paid Home Matters USA, Academy Home Services, Atlantic Pacific Service Group, or Golden Home Services America for mortgage relief services based on false promises to negotiate with their mortgage lenders (some told the companies were affiliated with government COVID-19 relief programs).
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as Unknown.
Review the official claim form before submitting any information.
How do I file a claim for this settlement?
No claim form is needed — the official administrator issues this refund automatically; confirm your eligibility and contact details on the official source.
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1Check the official source to confirm you are within the eligible group — the settlement administrator determines eligibility.
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2Make sure the official administrator has your current mailing address or payment details if the official source provides a way to update them.
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3No claim form is required for an automatic refund; you do not need to pay anyone or submit documents to receive it.
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4Watch the payment status on this record and on the official source — payments begin only after the court or program process concludes.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
When will I get paid?
- Claims open
- Court approval
- Payments sent You are here
- Distribution complete
Payments have started going out. Timing varies by claim — use the official source for your individual payment status.
Verify it yourself
How we verified this record
Optional, but it's the whole point — every field below traces to a named official source we re-check on a schedule.
- Payout details the official settlement website · Jun 22, 2026
- Eligibility the official settlement website · Sep 14, 2026
- Court case the official settlement website · Sep 14, 2026
- Payment status the official settlement website · Sep 14, 2026
- Claim deadline queued for re-check
- Proof requirement queued for re-check
- Administrator queued for re-check
- Official claim link queued for re-check
This record has accepted official evidence; remaining fields are checked one by one on our scheduled re-verification pass.
4 official sources linked to this record.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Eligibility summary
Consumers who paid Home Matters USA, Academy Home Services, Atlantic Pacific Service Group, or Golden Home Services America for mortgage relief services based on false promises to negotiate with their mortgage lenders (some told the companies were affiliated with government COVID-19 relief programs).
Verified Sep 14, 2026 · against the official settlement website
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Payment status
Payments started
Verified Sep 14, 2026 · against the official settlement website
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Estimated payout
$19 million
Verified Jun 22, 2026 · against the official settlement website
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Court
federal court
Verified Jun 22, 2026 · against the official settlement website
Show all 4 more verified fields
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Automatic refund
Yes — automatic, no claim needed
Verified Sep 14, 2026 · against the official settlement website
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Court case number
2123099
Verified Sep 14, 2026 · against the official settlement website
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No-claim explanation
The FTC itself returned funds directly to consumers deceived by the scheme (press release headline 'FTC Returns Nearly $3 Million to Consumers'); no claim form or URL is described.
Verified Sep 14, 2026 · against the official settlement website
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Case name
Home Matters USA mortgage relief scam
Verified Jun 22, 2026 · against the official settlement website
Common questions
Is the Golden Home Services settlement legitimate?
Yes — the Golden Home Services settlement is a real claims process that SettleSignal tracks from its official source. It proceeds under case 2123099 in federal court. File only through the official settlement website (www.ftc.gov); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on September 14, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Consumers who paid Home Matters USA, Academy Home Services, Atlantic Pacific Service Group, or Golden Home Services America for mortgage relief services based on false promises to negotiate with their mortgage lenders (some told the companies were affiliated with government COVID-19 relief programs).
How much can I get from the Golden Home Services settlement?
$19 million. The exact amount you may receive is decided by the settlement administrator based on your valid claim and is not guaranteed; a total settlement-fund figure is shared among all eligible claimants, not paid to each person.
What is the claim deadline?
No claim deadline applies to this record: the payment is issued automatically, without a claim form.
Do I need proof to claim?
The official settlement source does not specify what documentation a claim needs. Check the official claim form before filing.
What is the current payment status?
Current payment status: Payments started. Payments are issued by the administrator after the court process concludes.
When will Golden Home Services Settlement pay out?
Current payment status: Payments started. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Golden Home Services Settlement claim form?
No claim form is needed — The FTC itself returned funds directly to consumers deceived by the scheme (press release headline 'FTC Returns Nearly $3 Million to Consumers'); no claim form or URL is described. Never pay a fee to claim a settlement payment.
Do I need to submit a claim?
No - the FTC identifies affected consumers and mails refunds directly; there's no claim form to fill out.
How much money was recovered?
The FTC recovered $19 million from this mortgage relief scheme.
How do I know if I'm getting a check?
The FTC contacts consumers it has identified as eligible; you don't need to apply.
Is this a scam?
No - this is a legitimate refund program run by the FTC after it took action against a real mortgage relief scam.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Not ready to file today? Track it free — we'll remind you before the deadline, and keep your claim details in one place.
Listed on the official settlement website.
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
- Verified field details updated from an official source.
- Verified field details updated from an official source.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.