Every dollar amount and date on this page is quoted from the official settlement document.
Golden Home Services Settlement
Court case: Home Matters USA mortgage relief scam
If you paid Home Matters USA, Academy Home Services, Atlantic Pacific Service Group, or Golden Home Services America for mortgage relief help based on false promises to negotiate with your lender, the FTC has already returned money to affected consumers.
Official eligibility wordingConsumers who paid Home Matters USA, Academy Home Services, Atlantic Pacific Service Group, or Golden Home Services America for mortgage relief services based on false promises to negotiate with their mortgage lenders (some told the companies were affiliated with government COVID-19 relief programs). Checked against the official settlement source by SettleSignal on September 14, 2026.
Key facts
- Who may qualify You're covered if you paid any of these companies - Home Matters USA, Academy Home Services, Atlantic Pacific Service Group, or Golden Home Services America - for mortgage relief services based on false promises, including false claims of a government COVID-19 relief affiliation.
- Estimated payout$19 million
- What you needNothing to file. The FTC identifies affected consumers itself and sends refunds directly - there's no claim form.
- Courtfederal court
Verify it yourself
How we verified this record
- Payout details Jun 22, 2026
- Eligibility Sep 14, 2026
- Court case Sep 14, 2026
- Payment status Sep 14, 2026
- 4 fields queued for re-check
4 official sources linked to this record.
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Eligibility summary Quoted in the official eligibility wording above ↑
Verified Sep 14, 2026
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Payment status
Payments started
Verified Sep 14, 2026
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Estimated payout
$19 million
Verified Jun 22, 2026
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Court
federal court
Verified Jun 22, 2026
Show all 4 more verified fields
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Automatic refund
Yes — automatic, no claim needed
Verified Sep 14, 2026
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Court case number
2123099
Verified Sep 14, 2026
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No-claim explanation
The FTC itself returned funds directly to consumers deceived by the scheme (press release headline 'FTC Returns Nearly $3 Million to Consumers'); no claim form or URL is described.
Verified Sep 14, 2026
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Case name
Home Matters USA mortgage relief scam
Verified Jun 22, 2026
Where to act
No claim form is needed — the official administrator issues this refund automatically; confirm your eligibility and contact details on the official source.
