Rando Refunds
If you paid for credit repair services from Michael or Valerie Rando — doing business as The Credit Game or Credit University — the FTC is sending you a refund directly, no claim needed.
People who paid for credit repair services from Michael and Valerie Rando, whose business used names including The Credit Game and Credit University. Checked against the official settlement source by SettleSignal on September 14, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You may qualify if you paid for credit repair services from Michael and Valerie Rando, whose business operated under names including The Credit Game and Credit University.
Official eligibility wording (read the exact text)
People who paid for credit repair services from Michael and Valerie Rando, whose business used names including The Credit Game and Credit University.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as Unknown.
Review the official claim form before submitting any information.
How do I file a claim for this settlement?
No claim form is needed — the official administrator issues this refund automatically; confirm your eligibility and contact details on the official source.
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1Check the official source to confirm you are within the eligible group — the settlement administrator determines eligibility.
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2Make sure the official administrator has your current mailing address or payment details if the official source provides a way to update them.
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3No claim form is required for an automatic refund; you do not need to pay anyone or submit documents to receive it.
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4Watch the payment status on this record and on the official source — payments begin only after the court or program process concludes.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
When will I get paid?
- Claims open You are here
- Court approval
- Payments sent
- Distribution complete
Claims are still being accepted. Class-action payouts typically begin only after the claim deadline, final court approval, and any appeals.
Verify it yourself
How we verified this record
Optional, but it's the whole point — every field below traces to a named official source we re-check on a schedule.
- Eligibility the official government refund program page · Jul 4, 2026
- Payment status the official government refund program page · Sep 14, 2026
- Claim deadline queued for re-check
- Payout details queued for re-check
- Proof requirement queued for re-check
- Administrator queued for re-check
- Official claim link queued for re-check
- Court case queued for re-check
This record has accepted official evidence; remaining fields are checked one by one on our scheduled re-verification pass.
1 official source linked to this record.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Eligibility summary
People who paid for credit repair services from Michael and Valerie Rando, whose business used names including The Credit Game and Credit University.
Verified Jul 4, 2026 · against the official government refund program page
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Payment status
Payments started
Verified Sep 14, 2026 · against the official government refund program page
Show all 2 more verified fields
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Automatic refund
Yes — automatic, no claim needed
Verified Sep 14, 2026 · against the official government refund program page
If you got a check, please cash it within 90 days. If you got a PayPal payment, please accept it within 30 days.
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No-claim explanation
The FTC is sending payments (check or PayPal) directly to eligible people; no claim needed.
Verified Sep 14, 2026 · against the official government refund program page
Common questions
Is the Rando settlement legitimate?
Yes — the Rando settlement is a real claims process that SettleSignal tracks from its official source. File only through the official settlement website (www.ftc.gov); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on September 14, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
People who paid for credit repair services from Michael and Valerie Rando, whose business used names including The Credit Game and Credit University.
How much can I get from this settlement?
The official settlement source does not state a per-person amount for this record. The settlement administrator sets payments after the valid claims are counted.
What is the claim deadline?
No claim deadline applies to this record: the payment is issued automatically, without a claim form.
Do I need proof to claim?
The official settlement source does not specify what documentation a claim needs. Check the official claim form before filing.
What is the current payment status?
Current payment status: Payments started. Payments are issued by the administrator after the court process concludes.
When will Rando Refunds pay out?
Current payment status: Payments started. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Rando Refunds claim form?
No claim form is needed — The FTC is sending payments (check or PayPal) directly to eligible people; no claim needed. Never pay a fee to claim a settlement payment.
Do I need to do anything to get paid?
No — the FTC is sending payments directly by check or PayPal, with no claim form needed.
Why am I eligible?
You paid for credit repair services from Michael and Valerie Rando, whose business used names including The Credit Game and Credit University.
How will I be paid?
By check or PayPal, sent directly by the FTC.
Have payments started?
Yes, payments to eligible people have already started.
How much will I get?
No payout amount is published for this refund program.
Where to act
There is no open public claim form for this record right now. SettleSignal does not file claims or determine eligibility.
Not ready to file today? Track it free — we'll remind you before the deadline, and keep your claim details in one place.
Listed on the official settlement website.
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
- Verified field details updated from an official source.
- Verified field details updated from an official source.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Claims are filed by class members themselves, on the official form. Only file a claim if the information you provide is accurate.