Every dollar amount and date on this page is quoted from the official settlement document.
Rando Refunds
If you paid for credit repair services from Michael or Valerie Rando — doing business as The Credit Game or Credit University — the FTC is sending you a refund directly, no claim needed.
Official eligibility wordingPeople who paid for credit repair services from Michael and Valerie Rando, whose business used names including The Credit Game and Credit University. Checked against the official settlement source by SettleSignal on September 14, 2026.
Key facts
- Who may qualify You may qualify if you paid for credit repair services from Michael and Valerie Rando, whose business operated under names including The Credit Game and Credit University.
- What you needNothing to file. The FTC is sending payments directly to eligible people by check or PayPal.
Verify it yourself
How we verified this record
- Eligibility Jul 4, 2026
- Payment status Sep 14, 2026
- 6 fields queued for re-check
1 official source linked to this record.
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Eligibility summary Quoted in the official eligibility wording above ↑
Verified Jul 4, 2026
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Payment status
Payments started
Verified Sep 14, 2026
Show all 2 more verified fields
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Automatic refund
Yes — automatic, no claim needed
Verified Sep 14, 2026
If you got a check, please cash it within 90 days. If you got a PayPal payment, please accept it within 30 days.
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No-claim explanation
The FTC is sending payments (check or PayPal) directly to eligible people; no claim needed.
Verified Sep 14, 2026
Where to act
No claim form is needed — the official administrator issues this refund automatically; confirm your eligibility and contact details on the official source.
