Every dollar amount and date on this page is quoted from the official settlement document.
MetLife Auto Insurance $1.2M Class Action Settlement
Court case: Margaret Vega v. Metropolitan Direct Property and Casualty Insurance Company
MetLife insureds whose underinsured motorist claims were reduced by at-fault driver payments between October 1, 2010 and January 31, 2022 are covered.
Official eligibility wordingInsureds who had underinsured motorist claims reduced by at-fault driver payments between October 1, 2010 through January 31, 2022, and others who purchased UM/UIM coverage during that period. Checked against the official settlement source by SettleSignal on June 19, 2026.
We don't list a claim deadline or a proof requirement here yet — confirm both on the settlement site before filing.
Key facts
- Who may qualify You may qualify if you were a MetLife insured whose underinsured motorist claim was reduced by at-fault driver payments between October 1, 2010 and January 31, 2022.
- What you needFile the claim form on the official settlement site before the deadline.
How hard is this claim to file?
What the form asks
- — The unique ID printed on the settlement notice mailed to you (The settlement notice you received by mail from the settlement administrator)
- — The PIN printed on the settlement notice mailed to you (The settlement notice you received by mail from the settlement administrator)
- — Choose between electronic payment or paper check mailed to the address you provide (Selected during the online claim submission process)
Documents you'll need
Watch out for
- The claim deadline for offset subclass members was May 26, 2026 — verify the settlement website for any extensions before filing
- Policyholders who had uninsured motorist claims where the at-fault driver had no liability insurance are excluded from the offset subclass and do not qualify for an offset subclass payment
- Premium refund subclass members do not need to file — payment is automatic if you qualify
- The total offset subclass payment pool is capped, so your individual payment will depend on how many valid claims are filed
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Eligibility
- 7 fields queued for re-check
1 official source linked to this record.
-
Eligibility summary Quoted in the official eligibility wording above ↑
Show all 3 more verified fields
-
Class period start
October 1, 2010
-
Class period end
January 31, 2022
-
Case name
Margaret Vega v. Metropolitan Direct Property and Casualty Insurance Company
Where to act
File directly with the official administrator via the official claim form.
