MetLife Auto Insurance $1.2M Class Action Settlement
Insureds who had underinsured motorist claims reduced by at-fault driver payments between October 1, 2010 through January 31, 2022, and others who purchased UM/UIM coverage during that period
Payment amount set by the settlement administrator
⏳ Claim deadline not listed here yet — confirm the official filing deadline on the settlement site before relying on it.
📄 Proof requirement not specified here — check the official site for what documentation, if any, a claim needs.
You'll go to: metropolitanuimsettlement.com
Who may qualify
Insureds who had underinsured motorist claims reduced by at-fault driver payments between October 1, 2010 through January 31, 2022, and others who purchased UM/UIM coverage during that period
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as Unknown.
Review the official claim form before submitting any information.
How to file this claim
- Determine which subclass you belong to: offset subclass (UIM claim was reduced) or premium refund subclass (purchased UM/UIM coverage but did not have a claim reduced)
- If you are an offset subclass member, locate the settlement notice you received in the mail — it contains your unique ID and PIN required to file online
- File your offset subclass claim online at metropolitanuimsettlement.com/Login using your unique ID and PIN, or print and mail the PDF claim form to the settlement administrator
- If mailing, send the completed form to: Vega v. Metropolitan Settlement Administrator, P.O. Box 4196, Portland, OR 97208-4196
- Select your preferred payout method: electronic payment or paper check
What the form asks
- — The unique ID printed on the settlement notice mailed to you (The settlement notice you received by mail from the settlement administrator)
- — The PIN printed on the settlement notice mailed to you (The settlement notice you received by mail from the settlement administrator)
- — Choose between electronic payment or paper check mailed to the address you provide (Selected during the online claim submission process)
Documents you'll need
Watch out for
- The claim deadline for offset subclass members was May 26, 2026 — verify the settlement website for any extensions before filing
- Policyholders who had uninsured motorist claims where the at-fault driver had no liability insurance are excluded from the offset subclass and do not qualify for an offset subclass payment
- Premium refund subclass members do not need to file — payment is automatic if you qualify
- The total offset subclass payment pool is capped, so your individual payment will depend on how many valid claims are filed
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
File directly with the official administrator via the official claim form.
- Confirm you are within the eligible group described in the official notice — the settlement administrator determines eligibility.
- Gather any documents the official form asks for — this settlement marks proof as Unknown.
- Open the official claim form or settlement website.
- Submit accurate information through the official settlement administrator or government source.
- Save your confirmation number if one is provided, then watch the payment status for distribution updates.
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How we verified this record
- Eligibility the official settlement website · Jun 19, 2026
- Claim deadline queued for re-check
- Payout details queued for re-check
- Proof requirement queued for re-check
- Administrator queued for re-check
- Official claim link queued for re-check
- Court case queued for re-check
- Payment status queued for re-check
Every published record clears our source-verification bar; remaining fields are checked one by one on our weekly re-verification pass.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Eligibility summary
Insureds who had underinsured motorist claims reduced by at-fault driver payments between October 1, 2010 through January 31, 2022, and others who purchased UM/UIM coverage during that period
Verified Jun 19, 2026 · against the official settlement website
Show all 3 more verified fields
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Class period start
October 1, 2010
Verified Jun 19, 2026 · against the official settlement website
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Class period end
January 31, 2022
Verified Jun 19, 2026 · against the official settlement website
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Case name
Margaret Vega v. Metropolitan Direct Property and Casualty Insurance Company
Verified Jun 19, 2026 · against the official settlement website
Common questions
Is the MetLife Auto Insurance $1.2M Class Action settlement legitimate?
Yes — the MetLife Auto Insurance $1.2M Class Action settlement is a real claims process that SettleSignal tracks from its official source. File only through the official settlement website (metropolitanuimsettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 19, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Insureds who had underinsured motorist claims reduced by at-fault driver payments between October 1, 2010 through January 31, 2022, and others who purchased UM/UIM coverage during that period
Do I need proof to claim?
Proof requirement: Unknown. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Unknown. Payments are issued by the administrator after the court process concludes.
When will MetLife Auto Insurance $1.2M Class Action Settlement pay out?
Current payment status: Unknown. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official MetLife Auto Insurance $1.2M Class Action Settlement claim form?
The official claim form is hosted by the settlement administrator. Use the 'Open official claim form' button on this page — never pay a fee to file.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Use the official settlement administrator or government source.
Listed on the official settlement website.
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Disclaimer
This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.
Change log
- June 19, 2026 — Settlement published after verification.
- June 19, 2026 — Verified field details updated from an official source.