Every dollar amount and date on this page is quoted from the official settlement document.
Nationwide $2.65M New Mexico UM/UIM Class Action Settlement
Court case: Patricia Lucero v. Nationwide Mutual Insurance Co., et al.
Nationwide Mutual Insurance Co. and affiliates settled a $2.65 million class action over how the company handled uninsured/underinsured motorist (UM/UIM) claims for New Mexico policyholders. The case covered policyholders with UM/UIM coverage between October 1, 2010 and March 31, 2022, including a subclass whose UIM claims Nationwide reduced by the amount the at-fault driver's insurer had already paid. The claim deadline for the offset subclass closed March 30, 2026.
Official eligibility wordingNew Mexico policyholders with UM/UIM coverage from Oct 1, 2010 through Mar 31, 2022; offset subclass members whose UIM claims Nationwide reduced by the at-fault driver's insurer payment amount; or anyone holding UM/UIM policies during the specified period. Checked against the official settlement source by SettleSignal on June 19, 2026.
Key facts
- Who may qualify Two groups were covered: an 'offset subclass' of New Mexico UM/UIM policyholders whose claims Nationwide reduced by the amount already paid by the at-fault driver's insurer, and other New Mexico policyholders who held UM/UIM coverage between October 1, 2010 and March 31, 2022.
- Estimated payoutOffset subclass members receive up to $25,000 (capped at $890,000 total; pro rata if claims exceed this). Other class members receive automatic premium refunds from remaining settlement funds.
- Claim deadlineMarch 30, 2026 (closed)
- Proof requiredYes
- What you needThe offset subclass claim deadline closed March 30, 2026; other class members received automatic refunds, and the case is no longer accepting new claims.
- CourtU.S. District Court for the District of New Mexico
How hard is this claim to file?
What the form asks
- — The unique ID printed on the postcard or email notice you received from the settlement administrator (On the postcard or email notice mailed/emailed to you by the settlement administrator)
- — The PIN printed on the postcard or email notice you received from the settlement administrator (On the postcard or email notice mailed/emailed to you by the settlement administrator)
- — The date when the accident or loss event occurred that led to your UIM claim (Your insurance claim paperwork, police report, or correspondence with Nationwide about your UIM claim)
Documents you'll need
Watch out for
- Other settlement class members do not need to file a claim — they will automatically receive a check to their last known address; taking no action is correct for this group
- If you did not receive a notice or lost yours, you cannot use the online portal and must submit a PDF claim form by mail instead
- If you moved or will move before payments are issued, you must proactively notify the settlement administrator or your check may be sent to an outdated address
- If total valid offset subclass claims exceed the cap, each payment will be reduced proportionally (pro rata)
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Claim deadline
- Payout details
- Eligibility
- Proof requirement
- Administrator
- Court case
- Payment status
- 1 field queued for re-check
1 official source linked to this record.
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Claim deadline
March 30, 2026
Offset subclass members must file by March 30, 2026, providing the loss date.
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Eligibility summary Quoted in the official eligibility wording above ↑
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Proof requirement
Yes
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Payment status
Payment pending
Offset subclass members must file by March 30, 2026, providing the loss date.
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Estimated payout
Offset subclass members receive up to $25,000 (capped at $890,000 total; pro rata if claims exceed this). Other class members receive automatic premium refunds from remaining settlement funds.
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Administrator
Epiq
Show all 7 more verified fields
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Automatic refund
Yes — automatic, no claim needed
Other members need take no action—they'll receive automatic checks.
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Class period start
October 1, 2010
New Mexico policyholders with uninsured/underinsured motorist coverage from October 1, 2010, through March 31, 2022.
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Class period end
March 31, 2022
New Mexico policyholders with uninsured/underinsured motorist coverage from October 1, 2010, through March 31, 2022.
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Court
U.S. District Court for the District of New Mexico
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Court case number
19-cv-00311-WJ-JMR
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No-claim explanation
Other settlement class members (UM/UIM policy holders during class period) automatically receive premium refund checks with no claim form required.
Other members need take no action—they'll receive automatic checks.
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Case name
Patricia Lucero v. Nationwide Mutual Insurance Co., et al.
Where to act
No claim form is needed — Epiq issues this refund automatically; confirm your eligibility and contact details on the official source.
No claim needed — payment is automatic
If you qualify, the settlement pays you automatically. There's nothing to file — just keep an eye on your mail or account around the payment date.
