Every dollar amount and date on this page is quoted from the official settlement document.
PHH Mortgage $1.5M Debt Collection Class Action Settlement
Court case: Williams et al. v. PHH Mortgage Corporation
PHH mortgage borrowers who got Notices of Default share three $500,000 pools — $1.5M in total — paid by check or electronic transfer.
Official eligibility wordingBorrowers whose residential mortgage loans were serviced by PHH and received Notices of Default in three classes: FDCPA Class (Dec 18, 2022–Dec 15, 2025), California Class (same dates), and North Carolina Class (Jan 14, 2021–Dec 15, 2025). Checked against the official settlement source by SettleSignal on June 19, 2026.
We don't list a claim deadline or a proof requirement here yet — confirm both on the settlement site before filing.
Key facts
- Who may qualify You may qualify if your residential mortgage loan was serviced by PHH and you received a Notice of Default within one of the three class periods.
- Estimated payoutPro rata share from three $500,000 pools ($1.5M total); paid via check, PayPal, Venmo, Zelle, ACH, or virtual Mastercard approximately 105 days after final approval.
- What you needFile the claim form on the official settlement site before the deadline.
- CourtUnited States District Court for the Western District of North Carolina
Important dates
How hard is this claim to file?
What the form asks
- — Choose one of: PayPal, Venmo, Zelle, ACH, or virtual Mastercard — or take no action to receive a paper check (Your preferred payment account details (email, phone number, or bank account depending on the method chosen))
- — Your current mailing address if it has changed since January 14, 2021 (Your current home address)
Watch out for
- If you share the mortgage loan with a co-borrower, the default paper check is made payable jointly to all borrowers — coordinate with co-borrowers before choosing a payment method.
- If your address has changed since January 14, 2021, failing to update it means a check could be sent to the wrong address.
- No proof of receiving a Notice of Default appears to be required, but you must genuinely qualify under one of the three class definitions — check your mortgage servicer history and the Notice of Default dates carefully.
- Exclusion and objection deadlines have already passed; your only current option is to submit a payment request or update your address.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Payout details
- Eligibility
- Proof requirement
- Administrator
- Official claim link
- Court case
- Payment status
- 1 field queued for re-check
1 official source linked to this record.
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Eligibility summary Quoted in the official eligibility wording above ↑
The FDCPA Class includes borrowers whose residential mortgage loans were serviced by PHH, acquired when loans were at least 30 days delinquent, and received Notices of Default between December 18, 2022 and December 15, 2025.
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Proof requirement
Unknown
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Payment status
Final approval pending
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Estimated payout
Pro rata share from three $500,000 pools ($1.5M total); paid via check, PayPal, Venmo, Zelle, ACH, or virtual Mastercard approximately 105 days after final approval.
The $1.5 million fund divides equally into three $500,000 pools. Eligible members receive pro rata cash payments via check, PayPal, Venmo, Zelle, ACH, or virtual Mastercard.
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Administrator
EisnerAmper
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Court
United States District Court for the Western District of North Carolina
Show all 7 more verified fields
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Official claim URL
williamsphhsettlement.digitaldisbursements.com
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Objection deadline
May 5, 2026
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Opt-out deadline
May 5, 2026
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Class period start
January 14, 2021
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Class period end
December 15, 2025
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Court case number
3:25-cv-00144-KDB-UMJ
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Case name
Williams et al. v. PHH Mortgage Corporation
Where to act
File directly with EisnerAmper via the official claim form.
