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Sweet, et al. v. McMahon, et al.

Borrowers who submitted a Borrower Defense application on or before June 22, 2022, plus post-class applicants who applied June 23 through November 15, 2022, and those who received form denials between December 2019 and October 2020.

Potential payment

Full Settlement Relief includes: (i) discharge of the outstanding loans that were the subject of your borrower defense application, (ii) refunds of any amounts you paid to the federal government toward those loans, and (iii) deletion of the credit tradeline

Automatic refund — no claim form needed Log in to save

Official site: www.ppsl.org

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Who may qualify

Borrowers who submitted a Borrower Defense application on or before June 22, 2022, plus post-class applicants who applied June 23 through November 15, 2022, and those who received form denials between December 2019 and October 2020.

This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.

New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.

Proof requirements

Proof requirement is currently marked as Unknown.

Review the official claim form before submitting any information.

How to file this claim

Relief is automatic — eligible borrowers who submitted a Borrower Defense application do not need to file a claim. The settlement provides loan discharge, payment refunds, and credit tradeline deletion delivered automatically after an eligibility notice is issued.

  1. Confirm you submitted a Borrower Defense application on or before June 22, 2022, or applied between June 23 and November 15, 2022 (post-class window), or received a form denial between December 2019 and October 2020.
  2. Check all email folders for an eligibility notice from the Department of Education — relief cannot begin until that notice is received.
  3. If you have not received an eligibility notice, contact info@ppsl.org or email sweet@ed.gov to inquire about your status.
  4. After receiving your eligibility notice, allow up to one year for the Department to complete discharge, refunds, and credit corrections.
  5. Monitor your loan balance during processing — unexpected fluctuations are normal as the Department unwinds loans.

Watch out for

  • Balance fluctuations during discharge processing are described as normal; do not panic if your balance changes unexpectedly before discharge is complete.
  • The Department of Education has attempted multiple delays through appeals; existing deadlines and rights remain in effect as of the information in the settlement documents, but the case is still being litigated.
  • Relief must be completed within one year of receiving your eligibility notice — track the date you receive that notice.
  • Post-class applicants who attended Exhibit C schools and non-Exhibit C schools are on different timelines with separate deadlines that have already passed — if you missed the window to receive a notice, contact PPSL immediately.

We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.

How do I file a claim for this settlement?

No claim form is needed — U.S. Department of Education (contact: sweet@ed.gov); Project on Predatory Student Lending (PPSL) issues this refund automatically; confirm your eligibility and contact details on the official source.

  1. Check the official source to confirm you are within the eligible group — the settlement administrator determines eligibility.
  2. Make sure U.S. Department of Education (contact: sweet@ed.gov); Project on Predatory Student Lending (PPSL) has your current mailing address or payment details if the official source provides a way to update them.
  3. No claim form is required for an automatic refund; you do not need to pay anyone or submit documents to receive it.
  4. Watch the payment status on this record and on the official source — payments begin only after the court or program process concludes.

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How we verified this record

Verification in progress 5 / 8 fields checked
  • Payout details the official settlement website · Jun 17, 2026
  • Eligibility the official settlement website · Jun 17, 2026
  • Administrator the official settlement website · Jun 17, 2026
  • Court case the official settlement website · Jun 17, 2026
  • Payment status the official settlement website · Jun 19, 2026
  • Claim deadline queued for re-check
  • Proof requirement queued for re-check
  • Official claim link queued for re-check

Every published record clears our source-verification bar; remaining fields are checked one by one on our weekly re-verification pass.

Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.

  • Eligibility summary

    Borrowers who submitted a Borrower Defense application on or before June 22, 2022, plus post-class applicants who applied June 23 through November 15, 2022, and those who received form denials between December 2019 and October 2020.

    Verified Jun 17, 2026 · against the official settlement website

  • Payment status

    Payments started

    Verified Jun 19, 2026 · against the official settlement website

    As of May 2025, over 271,000 borrowers have received settlement relief.
  • Estimated payout

    Full Settlement Relief includes: (i) discharge of the outstanding loans that were the subject of your borrower defense application, (ii) refunds of any amounts you paid to the federal government toward those loans, and (iii) deletion of the credit tradeline

    Verified Jun 17, 2026 · against the official settlement website

  • Administrator

    U.S. Department of Education (contact: sweet@ed.gov); Project on Predatory Student Lending (PPSL)

    Verified Jun 17, 2026 · against the official settlement website

  • Court

    U.S. District Court, Northern District of California

    Verified Jun 19, 2026 · against the official settlement website

Show all 5 more verified fields
  • Automatic refund

    Yes — automatic, no claim needed

    Verified Jun 19, 2026 · against the official settlement website

    Automatic Relief Components: The settlement provides loan discharge, payment refund, credit correction, and federal aid restoration when deadlines are missed.
  • Class period end

    November 15, 2022

    Verified Jun 17, 2026 · against the official settlement website

  • Court case number

    19-cv-3674

    Verified Jun 17, 2026 · against the official settlement website

    Case Number: No. 19-cv-3674 (N.D. Cal.)
  • No-claim explanation

    The settlement provides automatic loan discharge, payment refund, credit correction, and federal aid restoration; eligible borrowers receive relief notices without filing a claim.

    Verified Jun 19, 2026 · against the official settlement website

    Automatic Relief Components: The settlement provides loan discharge, payment refund, credit correction, and federal aid restoration when deadlines are missed.
  • Case name

    Sweet v. McMahon (formerly Sweet v. Cardona and Sweet v. DeVos)

    Verified Jun 19, 2026 · against the official settlement website

Common questions

Is the Sweet, et al. v. McMahon, et al. settlement legitimate?

Yes — the Sweet, et al. v. McMahon, et al. settlement is a real claims process that SettleSignal tracks from its official source. It is administered by U.S. Department of Education (contact: sweet@ed.gov); Project on Predatory Student Lending (PPSL) under case 19-cv-3674 in U.S. District Court, Northern District of California. File only through the official settlement website (www.ppsl.org); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 19, 2026. Always confirm the current details on the official site before filing.

Who may qualify for this settlement?

Borrowers who submitted a Borrower Defense application on or before June 22, 2022, plus post-class applicants who applied June 23 through November 15, 2022, and those who received form denials between December 2019 and October 2020.

Do I need proof to claim?

Proof requirement: Unknown. The settlement administrator determines what documentation, if any, is required.

What is the current payment status?

Current payment status: Payments started. Payments are issued by the administrator after the court process concludes.

When will Sweet, et al. v. McMahon, et al. pay out?

Current payment status: Payments started. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.

Where is the official Sweet, et al. v. McMahon, et al. claim form?

No claim form is needed — The settlement provides automatic loan discharge, payment refund, credit correction, and federal aid restoration; eligible borrowers receive relief notices without filing a claim. Never pay a fee to claim a settlement payment.

Where to act

When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.

Automatic refund — no claim form needed

The settlement provides automatic loan discharge, payment refund, credit correction, and federal aid restoration; eligible borrowers receive relief notices without filing a claim.

Listed on the official settlement website (U.S. Department of Education (contact: sweet@ed.gov)).

Disclaimer

This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.

Change log

  • June 19, 2026 — Settlement published after verification.
  • June 19, 2026 — Verified field details updated from an official source.
  • June 17, 2026 — Verified field details updated from an official source.