Western Union Refunds
If you lost money to a scam while sending a wire transfer through Western Union between 2004 and 2020, you can file a claim to get that money back. The deadline to file is August 19, 2026, and you'll need documentation of your loss.
Full Loss Recovery 100% of verified transfer amount (not pro rata); approximately $155 million remaining for Phase 3
If your claim is verified, you can recover the full amount you lost, minus any refund you already received from Western Union. About $155 million is still available from the $586 million forfeiture fund.
You'll go to: veritaconnect.com
Who may qualify
Anyone who sent money through Western Union between January 1, 2004 and March 9, 2020 and lost that money to a fraud scheme. You don't have to be a U.S. citizen — international victims can file too.
Official eligibility wording
Individuals who sent Western Union transfers between January 1, 2004 and March 9, 2020 and were victims of a fraud scheme (grandparent, lottery, romance, sweepstakes scams). Those fully compensated in Phases 1-2 are disqualified.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Important dates
- Claim deadline
- August 19, 2026
Proof requirements
Proof requirement is currently marked as Yes.
Review the official claim form before submitting any information.
What you need
You need to submit a claim at the official portal with documentation proving you sent money via Western Union and lost it to fraud. Claims must be filed by August 19, 2026.
How to file this claim
- Gather the 10-digit Money Transfer Control Number (MTCN), the date you sent the transfer, and the amount you sent for each fraudulent Western Union transaction
- Visit the official claim portal at veritaconnect.com/WesternUnionRemissionPhase3/Claimant to file online, or mail your petition to P.O. Box 301132, Los Angeles, CA 90030-1132
- Upload or attach supporting documents such as your Western Union money transfer send form and receipt
- Submit your petition postmarked or submitted online by the claim deadline
What the form asks
- — The 10-digit tracking number associated with your Western Union transfer (Your Western Union money transfer send form or receipt from the time of the transfer)
- — The exact date you sent the Western Union transfer (Your Western Union money transfer send form or receipt)
- — The dollar amount you sent in the Western Union transfer (Your Western Union money transfer send form or receipt)
Documents you'll need
Watch out for
- Petitioners who were fully compensated in Phases 1 or 2 are disqualified from Phase 3
- Only transfers made between January 1, 2004 and March 9, 2020 qualify — transfers outside this window will be rejected
- Each transfer requires its own 10-digit MTCN, sent date, and sent amount — missing any of these for a transaction will prevent it from being verified
- Filing by mail requires the petition to be postmarked by the deadline, not merely mailed
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
File directly with Verita Global LLC (formerly known as Gilardi & Co. LLC) via the official claim form before August 19, 2026.
- Confirm you are within the eligible group described in the official notice — the settlement administrator determines eligibility.
- Gather any documents the official form asks for — this settlement marks proof as Yes.
- Open the official claim form or settlement website run by Verita Global LLC (formerly known as Gilardi & Co. LLC).
- Submit accurate information through the official settlement administrator or government source before August 19, 2026.
- Save your confirmation number if one is provided, then watch the payment status for distribution updates.
New to settlement claims? How to file safely →
Worried it might be fake? Run the 60-second legitimacy check →
How we verified this record
- Claim deadline the official settlement website · Jun 19, 2026
- Payout details the official settlement website · Jun 19, 2026
- Eligibility the official settlement website · Jun 19, 2026
- Proof requirement the official settlement website · Jun 19, 2026
- Administrator the official settlement website · Jun 19, 2026
- Official claim link the official settlement website · Jun 19, 2026
- Court case the official settlement website · Jun 19, 2026
- Payment status the official settlement website · Jun 19, 2026
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Claim deadline
August 19, 2026
Verified Jun 19, 2026 · against the official settlement website
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Eligibility summary
Individuals who sent Western Union transfers between January 1, 2004 and March 9, 2020 and were victims of a fraud scheme (grandparent, lottery, romance, sweepstakes scams). Those fully compensated in Phases 1-2 are disqualified.
Verified Jun 19, 2026 · against the official settlement website
Victims must have sent Western Union transfers between January 1, 2004 and March 9, 2020 and were the victim of a fraud scheme. Previous full compensation in Phases 1-2 disqualifies applicants.
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Proof requirement
Yes
Verified Jun 19, 2026 · against the official settlement website
Filing requires 10-digit MTCN, sent date, and sent amount for each transfer, with capability to upload supporting documents online.
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Payment status
Claim period open
Verified Jun 19, 2026 · against the official settlement website
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Estimated payout
Full Loss Recovery 100% of verified transfer amount (not pro rata); approximately $155 million remaining for Phase 3
Verified Jun 19, 2026 · against the official settlement website
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Administrator
Verita Global LLC (formerly known as Gilardi & Co. LLC)
Verified Jun 19, 2026 · against the official settlement website
Show all 6 more verified fields
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Official claim URL
veritaconnect.com
Verified Jun 19, 2026 · against the official settlement website
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Class period start
January 1, 2004
Verified Jun 19, 2026 · against the official settlement website
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Class period end
March 9, 2020
Verified Jun 19, 2026 · against the official settlement website
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Court
U.S. District Court, Middle District of Pennsylvania
Verified Jun 19, 2026 · against the official settlement website
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Court case number
1:17-cr-00011-CCC
Verified Jun 19, 2026 · against the official settlement website
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Case name
United States v. The Western Union Company
Verified Jun 19, 2026 · against the official settlement website
Common questions
Is the Western Union settlement legitimate?
Yes — the Western Union settlement is a real claims process that SettleSignal tracks from its official source. It is administered by Verita Global LLC (formerly known as Gilardi & Co. LLC) under case 1:17-cr-00011-CCC in U.S. District Court, Middle District of Pennsylvania. File only through the official settlement website (www.westernunionremissionphase3.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 19, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Individuals who sent Western Union transfers between January 1, 2004 and March 9, 2020 and were victims of a fraud scheme (grandparent, lottery, romance, sweepstakes scams). Those fully compensated in Phases 1-2 are disqualified.
What is the claim deadline?
The claim deadline is August 19, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: Yes. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Claim period open. Payments are issued by the administrator after the court process concludes.
When will Western Union Refunds pay out?
Current payment status: Claim period open. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Western Union Refunds claim form?
The official claim form is hosted by the settlement administrator, Verita Global LLC (formerly known as Gilardi & Co. LLC). Use the 'Open official claim form' button on this page — never pay a fee to file.
What happened with Western Union?
Western Union was found to have aided and abetted wire fraud, allowing scammers to use its network to steal money from consumers. The company forfeited $586 million, and the DOJ is returning those funds to victims through a remission process.
How much can I get back?
If your loss is verified, you can recover the full eligible amount you lost, minus any refund you've already received from Western Union. About $155 million is still available in the fund for Phase 3 claimants.
Do I need to be a U.S. citizen to file?
No. International victims are eligible. If you were scammed through Western Union regardless of where you live, you can still submit a claim.
What proof do I need to file?
You'll need documentation showing you sent money through Western Union and that the transfer was part of a fraud scheme — for example, receipts, transaction records, or any correspondence with the fraudster or Western Union.
What's the deadline, and what happens if I miss it?
The deadline to file a claim is August 19, 2026. Missing it will likely mean you can't recover your losses from this fund, so don't wait.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Use the official settlement administrator or government source.
Listed on the official settlement website (Verita Global LLC (formerly known as Gilardi & Co. LLC)).
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Disclaimer
This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.
Change log
- June 19, 2026 — Settlement published after verification.
- June 19, 2026 — Verified field details updated from an official source.