Phil Smith Automotive is the subject of a data breach class action settlement arising from a February 2025 security incident that may have exposed names, driver's license or state ID numbers, and Social Security numbers of affected individuals. Those who received written notification of the breach may be eligible for up to $5,000 for documented out-of-pocket expenses, an alternative cash payment, or three years of credit monitoring. The April 27, 2026 claim deadline has passed; this record is retained for reference.