Universal Lenders is the defendant in a class action settlement arising from a data breach discovered in November 2024, in which individuals' private information may have been compromised. Those who received a mailed notice about the breach were potentially eligible for up to $2,500 in documented expense reimbursement, a $50 one-time cash payment requiring no proof, or three years of credit monitoring. The claim deadline of April 13, 2026 has now passed; this record is preserved for reference.