Every dollar amount and date on this page is quoted from the official settlement document.
Equifax Duplicate Collection Accounts FCRA Settlement
Court case: Bradberry v. Equifax Information Services, LLC, Case No. 1:22-cv-04754-MLB
Equifax has agreed to settle claims that it reported the same collection account more than once on certain consumer credit reports. If Equifax mailed you a Duplicate Reporting Letter in 2022, you may be able to claim a cash payment — and free credit monitoring comes automatically.
Official eligibility wordingYou may be eligible if you are a U.S. consumer identified by Equifax as having been mailed a Duplicate Reporting Letter — a letter Equifax sent to 37,651 people in August and September 2022 saying a duplicate collection account may have appeared on their Equifax credit file. Excluded are Equifax and its officers and affiliated entities, the judges overseeing the lawsuit and their immediate families and staff, and anyone who validly opts out. Checked against the official settlement source by SettleSignal on August 30, 2026.
Key facts
- Who may qualify You may be eligible if Equifax sent you a Duplicate Reporting Letter in August or September 2022 — the postcard or email notice about this settlement means Equifax's records identified you as a Settlement Class Member.
- Estimated payoutAll Settlement Class Members receive complimentary access to the Equifax Complete credit monitoring product for six (6) months (valued at $59.70, with up to $500,000 in coverage for certain identity-theft-related out-of-pocket expenses) without filing a claim. Class members who file a claim affirming they were harmed by the duplicate reporting can receive a cash payment from a $2,200,000 Settlement Fund; the payment depends on how many valid claims are received and is expected to be up to $600.00.
- Claim deadlineSeptember 1, 2026 (closed)
- Proof requiredNo
- What you needLog in with the Notice ID (it begins with EQB) and PIN printed on your mailed or emailed notice, then affirm you were harmed by the duplicate reporting — no supporting documents required.
- CourtUnited States District Court for the Northern District of Georgia
Important dates
How hard is this claim to file?
What the form asks
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Watch out for
- Out-of-pocket identity-theft expenses are handled separately from the flat cash route.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
The key facts on this page were taken from the official settlement source, administered by Angeion Group, and last checked on August 30, 2026. We re-verify each field individually on a weekly pass.
1 official source linked to this record.
Where to act
Status history
- Claim deadline passed.
- Settlement published after verification.
