Every dollar amount and date on this page is quoted from the official settlement document.
Equifax Duplicate Collection Accounts FCRA Settlement
Court case: Bradberry v. Equifax Information Services, LLC, Case No. 1:22-cv-04754-MLB
Equifax has agreed to settle claims that it reported the same collection account more than once on certain consumer credit reports. If Equifax mailed you a Duplicate Reporting Letter in 2022, you may be able to claim a cash payment — and free credit monitoring comes automatically.
You may be eligible if you are a U.S. consumer identified by Equifax as having been mailed a Duplicate Reporting Letter — a letter Equifax sent to 37,651 people in August and September 2022 saying a duplicate collection account may have appeared on their Equifax credit file. Excluded are Equifax and its officers and affiliated entities, the judges overseeing the lawsuit and their immediate families and staff, and anyone who validly opts out. Payout: All Settlement Class Members receive complimentary access to the Equifax Complete credit monitoring product for six (6) months (valued at $59.70, with up to $500,000 in coverage for certain identity-theft-related out-of-pocket expenses) without filing a claim. Class members who file a claim affirming they were harmed by the duplicate reporting can receive a cash payment from a $2,200,000 Settlement Fund; the payment depends on how many valid claims are received and is expected to be up to $600.00. No proof of purchase is required to file. Claim deadline: September 1, 2026. Checked against the official settlement source by SettleSignal on August 30, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You may be eligible if Equifax sent you a Duplicate Reporting Letter in August or September 2022 — the postcard or email notice about this settlement means Equifax's records identified you as a Settlement Class Member.
Official eligibility wording (read the exact text)
You may be eligible if you are a U.S. consumer identified by Equifax as having been mailed a Duplicate Reporting Letter — a letter Equifax sent to 37,651 people in August and September 2022 saying a duplicate collection account may have appeared on their Equifax credit file. Excluded are Equifax and its officers and affiliated entities, the judges overseeing the lawsuit and their immediate families and staff, and anyone who validly opts out.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as No.
Review the official claim form before submitting any information.
Important dates
How hard is this claim to file?
What the form asks
- —
Watch out for
- Out-of-pocket identity-theft expenses are handled separately from the flat cash route.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
This record no longer has an open public claim form — confirm the current status and any next steps on the official source.
-
1Confirm or update your address with the settlement administrator.
-
2If you experienced the alleged harm, file the claim for a cash payment.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
Verify it yourself
How we verified this record
The key facts here come straight from the official settlement source — no aggregators, no guesswork — and we re-check them on a schedule.
The key facts on this page were taken from the official settlement source, administered by Angeion Group, and last checked on August 30, 2026. We re-verify each field individually on a weekly pass.
1 official source linked to this record.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
Common questions
Is the Equifax Duplicate Collection Accounts FCRA settlement legitimate?
Yes — the Equifax Duplicate Collection Accounts FCRA settlement is a real claims process that SettleSignal tracks from its official source. It is administered by Angeion Group. File only through the official settlement website (duplicateaccountfcrasettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on August 30, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
You may be eligible if you are a U.S. consumer identified by Equifax as having been mailed a Duplicate Reporting Letter — a letter Equifax sent to 37,651 people in August and September 2022 saying a duplicate collection account may have appeared on their Equifax credit file. Excluded are Equifax and its officers and affiliated entities, the judges overseeing the lawsuit and their immediate families and staff, and anyone who validly opts out.
How much can I get from the Equifax Duplicate Collection Accounts FCRA settlement?
All Settlement Class Members receive complimentary access to the Equifax Complete credit monitoring product for six (6) months (valued at $59.70, with up to $500,000 in coverage for certain identity-theft-related out-of-pocket expenses) without filing a claim. Class members who file a claim affirming they were harmed by the duplicate reporting can receive a cash payment from a $2,200,000 Settlement Fund; the payment depends on how many valid claims are received and is expected to be up to $600.00. The exact amount you may receive is decided by the settlement administrator based on your valid claim and is not guaranteed; a total settlement-fund figure is shared among all eligible claimants, not paid to each person.
What is the claim deadline?
The claim deadline is September 1, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: No. The settlement administrator determines what documentation, if any, is required.
When will Equifax Duplicate Collection Accounts FCRA Settlement pay out?
No payment stage is reported for this record yet. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official Equifax Duplicate Collection Accounts FCRA Settlement claim form?
The official claim form is hosted by the settlement administrator, Angeion Group. Use the 'Open official claim form' button on this page — never pay a fee to file.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Listed on the official settlement website (Angeion Group).
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Claim deadline passed.
- Settlement published after verification.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.