Every dollar amount and date on this page is quoted from the official settlement document.
Equifax Inquiry Dispute Class Action Settlement (Hines v. Equifax)
Court case: Hines v. Equifax Information Services, LLC, Case No. 1:19-cv-06701 (E.D.N.Y.) (resolving four related cases: Hines, Rivera, Oblack, and Neubauer v. Equifax Information Services LLC)
Equifax agreed to a $30 million settlement over claims it failed to reasonably investigate or remove disputed hard inquiries on consumer credit files under the FCRA. If Equifax's records show you mailed a dispute of a hard inquiry during the covered periods, you may file a claim for a cash payment. A claim form must be submitted by November 29, 2026.
Official eligibility wordingSettlement Class: all U.S. (and Territories) residents for whom (a) Equifax's records reflect it received a mailed letter disputing one or more hard inquiries between October 4, 2016 and March 27, 2026, the dispute was coded “not mine” (001) or “unauthorized” (383), and Equifax sent a document containing “Cons Comm 664” (the “Certified Group”); OR (b) Equifax's records reflect it received one or more dispute of a hard inquiry between August 31, 2021 and March 27, 2026 (the “General Dispute Group”). A New York Subclass covers certain NY residents sent a “Cons Comm 664” document between November 27, 2017 and September 10, 2024. Checked against the official settlement source by SettleSignal on October 3, 2026.
Key facts
- Who may qualify You may qualify if Equifax's records show you disputed one or more hard inquiries. The Certified Group covers mailed inquiry disputes between October 4, 2016 and March 27, 2026 that Equifax coded “not mine” (001) or “unauthorized” (383) and that received a “Cons Comm 664” response. The General Dispute Group covers anyone whose dispute of a hard inquiry Equifax received between August 31, 2021 and March 27, 2026. A New York Subclass covers certain New York residents (November 27, 2017 to September 10, 2024). Equifax says it notified class members by mail or email.
- Estimated payoutPayments depend on your group and the number of claims filed. Estimated: approximately $300 (Certified Group), approximately $100 (General Dispute Group), and approximately $400 (New York Subclass). Actual amounts may be lower or higher.
- Claim deadlineNovember 29, 2026
- Proof requiredNo
- What you needPayment is not automatic. You must submit a Claim Form by November 29, 2026, logging in with the unique Claim Number and PIN from your Notice. You can choose a mailed check or electronic payment. Payments go out only after the court grants final approval and any appeals are resolved.
- CourtU.S. District Court for the Eastern District of New York
Important dates
Verify it yourself
How we verified this record
The key facts on this page were taken from the official settlement source, administered by Hines v. Equifax, c/o Settlement Administrator, P.O. Box 16, West Point, PA 19486; phone (833) 244-4150, and last checked on October 3, 2026. We re-verify each field individually on a weekly pass.
1 official source linked to this record.
Where to act
File directly with Hines v. Equifax, c/o Settlement Administrator, P.O. Box 16, West Point, PA 19486; phone (833) 244-4150 via the official claim form before November 29, 2026.
