Key facts pulled from the official settlement site; not yet independently field-verified — confirm details on the official site.
South Central Bank Overdraft Fees Settlement
South Central Bank is paying out $2.8 million to settle claims it charged unfair overdraft fees. If you were a customer who got hit with overdraft or NSF fees on debit card transactions between 2009 and 2025, you don't need to do anything — refunds are automatic.
Individuals charged APSN overdraft fees on signature-based debit card transactions authorized when funds were sufficient between October 4, 2009 and October 8, 2018, OR individuals charged retry overdraft/NSF fees on the second or third presentment of previously returned items between October 4, 2009 and December 31, 2025. Payout: Pro rata share based on individual fees paid. Approximately $1.86 million available to class members after legal fees and administration costs from the $2.8 million settlement fund. No proof of purchase is required to file. Claim deadline: June 17, 2026. Checked against the official settlement source by SettleSignal on June 9, 2026.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You're covered if you had an account at South Central Bank and were charged an overdraft fee on a signature-based debit card purchase that was authorized when your balance was sufficient, between October 4, 2009 and October 8, 2018. You're also covered if you were charged an overdraft or NSF fee on the second or third time the bank tried to process an item that had already been returned, between October 4, 2009 and December 31, 2025.
Official eligibility wording (read the exact text)
Individuals charged APSN overdraft fees on signature-based debit card transactions authorized when funds were sufficient between October 4, 2009 and October 8, 2018, OR individuals charged retry overdraft/NSF fees on the second or third presentment of previously returned items between October 4, 2009 and December 31, 2025
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as No.
Review the official claim form before submitting any information.
Important dates
How hard is this claim to file?
✅ You do not need to file — payment is automatic.
No source documents were retrieved for this settlement. All data comes from structured metadata only; no quotable text is available. You can file on the official site.
Watch out for
- No official source documents were available for this settlement. Everything here comes from settlement metadata only. Verify all details at https://johnsonoverdraftclassaction.com/.
- The deadline is June 17, 2026. Visit the official site to see if any action is needed on your part before that date.
- About $1.86 million is available to class members after legal fees and administration costs from the $2.8 million fund. Individual payouts will be modest and depend on the total eligible fees charged across all class members.
- Two separate class periods apply. Make sure the timing of your fees falls within one of them.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
No claim form is needed — Verita Global issues this refund automatically; confirm your eligibility and contact details on the official source.
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1Check that you fall into one of two groups: (1) you were charged APSN overdraft fees on signature-based debit card transactions when your account had enough funds, between October 4, 2009 and October 8, 2018; OR (2) you were charged retry overdraft or NSF fees on a second or third presentment of a previously returned item, between October 4, 2009 and December 31, 2025.
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2Visit https://johnsonoverdraftclassaction.com/ to verify your eligibility and find out whether any action is required before the deadline.
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3If the automatic payment applies to you, no claim form is required. Payment will be distributed to eligible class members.
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4If you think you qualify but haven't received payment, reach out to the settlement administrator directly.
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Verify it yourself
How we verified this record
The key facts here come straight from the official settlement source — no aggregators, no guesswork — and we re-check them on a schedule.
The key facts on this page were taken from the official settlement source, administered by Verita Global, and last checked on June 9, 2026. We re-verify each field individually on a weekly pass.
Cross-checked against 1 official source on file.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
Common questions
Is the South Central Bank Overdraft Fees settlement legitimate?
Yes — the South Central Bank Overdraft Fees settlement is a real claims process that SettleSignal tracks from its official source. It is administered by Verita Global. File only through the official settlement website (johnsonoverdraftclassaction.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 9, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Individuals charged APSN overdraft fees on signature-based debit card transactions authorized when funds were sufficient between October 4, 2009 and October 8, 2018, OR individuals charged retry overdraft/NSF fees on the second or third presentment of previously returned items between October 4, 2009 and December 31, 2025
How much can I get from the South Central Bank Overdraft Fees settlement?
Pro rata share based on individual fees paid. Approximately $1.86 million available to class members after legal fees and administration costs from the $2.8 million settlement fund. The exact amount you may receive is decided by the settlement administrator based on your valid claim and is not guaranteed; a total settlement-fund figure is shared among all eligible claimants, not paid to each person.
What is the claim deadline?
The claim deadline is June 17, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: No. The settlement administrator determines what documentation, if any, is required.
Where is the official South Central Bank Overdraft Fees Settlement claim form?
No claim form is needed — The claim deadline (Jun 17, 2026) has passed — this settlement is closed to new claims. Listed for reference. Never pay a fee to claim a settlement payment.
Do I need to file anything to get paid?
No. The refund is automatic. The bank's records are used to identify who qualifies and calculate each person's share.
What exactly were these improper fees?
Two types: (1) overdraft fees charged on debit card purchases that the bank actually approved when your account had enough money, and (2) overdraft or NSF fees charged when the bank tried to process the same transaction a second or third time after it had already been returned.
How much will I get?
It depends on how many fees you were charged relative to others in the class. Everyone's payout is proportional to what they individually paid, drawn from the roughly $1.86 million available after costs.
What's the deadline?
The claim deadline is June 17, 2026. Since refunds are automatic, this deadline mainly governs when the settlement closes for filing purposes.
Where can I get more information?
The official settlement site is johnsonoverdraftclassaction.com, where you'll find the full notice and contact details for the settlement administrator.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
No claim needed — payment is automatic
If you qualify, the settlement pays you automatically. There's nothing to file — just keep an eye on your mail or account around the payment date.
Not ready to file today? Track it free — we'll remind you 30, 14, 7, and 1 day before Jun 17, 2026, and keep your claim details in one place.
Listed on the official settlement website (Verita Global).
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.
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