An official source link is on file; the supporting source capture is being refreshed. Confirm current details on the official site.
South Central Bank Overdraft Fees Settlement
Court case: Johnson v. South Central Bank
South Central Bank is paying out $2.8 million to settle claims it charged unfair overdraft fees. If you were a customer who got hit with overdraft or NSF fees on debit card transactions between 2009 and 2025, you don't need to do anything — refunds are automatic.
Official eligibility wordingIndividuals charged APSN overdraft fees on signature-based debit card transactions authorized when funds were sufficient between October 4, 2009 and October 8, 2018, OR individuals charged retry overdraft/NSF fees on the second or third presentment of previously returned items between October 4, 2009 and December 31, 2025.
Key facts
- Who may qualify You're covered if you had an account at South Central Bank and were charged an overdraft fee on a signature-based debit card purchase that was authorized when your balance was sufficient, between October 4, 2009 and October 8, 2018. You're also covered if you were charged an overdraft or NSF fee on the second or third time the bank tried to process an item that had already been returned, between October 4, 2009 and December 31, 2025.
- Estimated payoutPro rata share based on individual fees paid. Approximately $1.86 million available to class members after legal fees and administration costs from the $2.8 million settlement fund
- Claim deadlineJune 17, 2026 (closed)
- Proof requiredNo
- What you needNo filing required. If you qualify, your refund is calculated and distributed automatically based on the fees in the bank's records.
- CourtHardin Circuit Court, Kentucky
Important dates
How hard is this claim to file?
✅ You do not need to file — payment is automatic.
No source documents were retrieved for this settlement. All data comes from structured metadata only; no quotable text is available. You can file on the official site.
Watch out for
- No official source documents were available for this settlement. Everything here comes from settlement metadata only. Verify all details at https://johnsonoverdraftclassaction.com/.
- The deadline is June 17, 2026. Visit the official site to see if any action is needed on your part before that date.
- About $1.86 million is available to class members after legal fees and administration costs from the $2.8 million fund. Individual payouts will be modest and depend on the total eligible fees charged across all class members.
- Two separate class periods apply. Make sure the timing of your fees falls within one of them.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
Evidence status for this record
This published record does not currently meet the accepted official-evidence gate. Its source link and current review status remain visible while the evidence is refreshed.
Where to act
No claim form is needed — Verita issues this refund automatically; confirm your eligibility and contact details on the official source.
No claim needed — payment is automatic
If you qualify, the settlement pays you automatically. There's nothing to file — just keep an eye on your mail or account around the payment date.
