Key facts pulled from the official settlement site; not yet independently field-verified — confirm details on the official site.
SunTrust Overdraft Fees Settlement
If you're a Georgia resident who paid SunTrust overdraft fees on ATM or debit card transactions between July 12, 2006 and April 15, 2014, you need to file a claim by August 31, 2026 to get your share. Payouts range from $5 to $1,000 per account, plus 7% simple interest through December 31, 2025.
Georgia residents who: (1) had one or more SunTrust Bank accounts not closed before June 1, 2010; (2) had at least one overdraft of $500 or less from an ATM or debit card transaction between July 12, 2006 and April 15, 2014; (3) paid overdraft fees as a result; (4) were Georgia citizens on July 12, 2010 and continuously remained Georgia residents through October 6, 2017. Payout: $5 to $1,000 per account based on overdraft fees paid plus 7% simple interest through December 31, 2025; minimum $5 per account. Exact amount depends on individual overdraft history and number of claims filed. Proof of purchase is optional. Claim deadline: August 31, 2026. Checked against the official settlement source by SettleSignal on June 9, 2026.
Open to residents of: Georgia
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You may qualify if all four of these are true: you had a SunTrust Bank account that wasn't closed before June 1, 2010; you had at least one overdraft of $500 or less from an ATM or debit card transaction between July 12, 2006 and April 15, 2014; you paid overdraft fees because of it; and you were a Georgia resident continuously from July 12, 2010 through October 6, 2017.
Official eligibility wording (read the exact text)
Georgia residents who: (1) had one or more SunTrust Bank accounts not closed before June 1, 2010; (2) had at least one overdraft of $500 or less from an ATM or debit card transaction between July 12, 2006 and April 15, 2014; (3) paid overdraft fees as a result; (4) were Georgia citizens on July 12, 2010 and continuously remained Georgia residents through October 6, 2017.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as Optional.
Review the official claim form before submitting any information.
Important dates
How hard is this claim to file?
Watch out for
- Only ATM and debit card overdrafts of $500 or less count. Checks and ACH transfers don't qualify, so pull your transaction history before assuming you're eligible.
- You need unbroken Georgia residency from July 12, 2010 through October 6, 2017. Any gap in residency could knock out your claim.
- Every account gets at least $5. Anything above that depends on your specific overdraft history and how many total claims are filed.
- The 7% simple interest stops accruing at December 31, 2025. That part of your payout is already fixed.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
File directly with Epiq Global (SunTrust Overdraft Class Action Settlement Administrator), P.O. Box 2873 Portland, OR 97208-2873, Phone: 1-877-239-8765, Email: info@suntrustoverdraftclassaction.com via the official claim form before August 31, 2026.
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1Check that you held a SunTrust Bank account in Georgia that was still open as of June 1, 2010.
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2Check that at least one overdraft of $500 or less hit your account from an ATM or debit card transaction between July 12, 2006 and April 15, 2014.
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3Check that you lived in Georgia continuously from July 12, 2010 through October 6, 2017.
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4Go to https://suntrustoverdraftclassaction.com/ and fill out the claim form.
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5Enter your account information and attach any overdraft fee records you have on hand. Proof is optional but can help your claim.
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6Submit before August 31, 2026.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
When will I get paid?
- Claims open You are here
- Court approval
- Payments sent
- Distribution complete
Claims are still being accepted. Class-action payouts typically begin only after the claim deadline, final court approval, and any appeals.
Verify it yourself
How we verified this record
The key facts here come straight from the official settlement source — no aggregators, no guesswork — and we re-check them on a schedule.
The key facts on this page were taken from the official settlement source, administered by Epiq Global (SunTrust Overdraft Class Action Settlement Administrator), P.O. Box 2873 Portland, OR 97208-2873, Phone: 1-877-239-8765, Email: info@suntrustoverdraftclassaction.com, and last checked on June 9, 2026. We re-verify each field individually on a weekly pass.
Cross-checked against 1 official source on file.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
Common questions
Is the SunTrust Overdraft Fees settlement legitimate?
Yes — the SunTrust Overdraft Fees settlement is a real claims process that SettleSignal tracks from its official source. It is administered by Epiq Global (SunTrust Overdraft Class Action Settlement Administrator), P.O. Box 2873 Portland, OR 97208-2873, Phone: 1-877-239-8765, Email: info@suntrustoverdraftclassaction.com. File only through the official settlement website (suntrustoverdraftclassaction.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on June 9, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Georgia residents who: (1) had one or more SunTrust Bank accounts not closed before June 1, 2010; (2) had at least one overdraft of $500 or less from an ATM or debit card transaction between July 12, 2006 and April 15, 2014; (3) paid overdraft fees as a result; (4) were Georgia citizens on July 12, 2010 and continuously remained Georgia residents through October 6, 2017.
How much can I get from the SunTrust Overdraft Fees settlement?
$5 to $1,000 per account based on overdraft fees paid plus 7% simple interest through December 31, 2025; minimum $5 per account. Exact amount depends on individual overdraft history and number of claims filed. The exact amount you may receive is decided by the settlement administrator based on your valid claim and is not guaranteed; a total settlement-fund figure is shared among all eligible claimants, not paid to each person.
What is the claim deadline?
The claim deadline is August 31, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: Optional. The settlement administrator determines what documentation, if any, is required.
Where is the official SunTrust Overdraft Fees Settlement claim form?
The official claim form is hosted by the settlement administrator, Epiq Global (SunTrust Overdraft Class Action Settlement Administrator), P.O. Box 2873 Portland, OR 97208-2873, Phone: 1-877-239-8765, Email: info@suntrustoverdraftclassaction.com. Use the 'Open official claim form' button on this page — never pay a fee to file.
Do I need to dig up old bank statements?
No, proof is optional. That said, having account details from your SunTrust days can help you fill out the claim form accurately. Submit what you have.
What if I no longer live in Georgia?
You still qualify as long as you were a Georgia resident continuously from July 12, 2010 through October 6, 2017, even if you've since moved.
Why does the payout vary so much, from $5 to $1,000?
Your amount is based on the total overdraft fees you paid during the covered period, plus 7% simple interest. People with more overdraft fees will receive more. The final per-person amount also depends on how many total claims are filed.
What happens if I miss the August 31, 2026 deadline?
You won't be able to file a claim and won't receive a payment. Get your claim in before the deadline.
I had SunTrust overdraft fees but I'm not sure they were from ATM or debit card transactions. Can I still file?
The settlement covers overdrafts specifically from ATM or debit card transactions. If you're not sure which type caused your fees, file a claim anyway and describe what you remember, since the administrator will review the records.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Not ready to file today? Track it free — we'll remind you 30, 14, 7, and 1 day before Aug 31, 2026, and keep your claim details in one place.
Listed on the official settlement website (Epiq Global (SunTrust Overdraft Class Action Settlement Administrator)).
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.
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