Key facts pulled from the official settlement site; not yet independently field-verified — confirm details on the official site.
SunTrust Overdraft Fees Settlement
Georgia residents who paid overdraft fees to SunTrust Bank on ATM or debit card transactions between 2006-2014 can claim $5-$1,000 from a $240 million settlement.
$5 to $1,000 per account based on overdraft fees paid plus 7% simple interest through December 31, 2025; minimum $5 per account. Exact amount depends on individual overdraft history and number of claims filed.
Who may qualify
You qualify if you are a Georgia resident who: had a SunTrust Bank account open after June 1, 2010; paid overdraft fees on ATM or debit card transactions of $500 or less between July 12, 2006 and April 15, 2014; and remained a Georgia resident from July 12, 2010 through October 6, 2017.
Georgia residents who: (1) had one or more SunTrust Bank accounts not closed before June 1, 2010; (2) had at least one overdraft of $500 or less from an ATM or debit card transaction between July 12, 2006 and April 15, 2014; (3) paid overdraft fees as a result; (4) were Georgia citizens on July 12, 2010 and continuously remained Georgia residents through October 6, 2017.
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
Important dates
- Claim deadline
- August 31, 2026
- Exclusion deadline
- May 4, 2026 (passed)
- Objection deadline
- April 20, 2026 (passed)
Proof requirements
Proof requirement is currently marked as Optional.
Review the official claim form before submitting any information.
What you need
Complete and submit a claim form by August 31, 2026, affirming under penalty of perjury that you were a Georgia citizen on July 12, 2010 and continuously through October 6, 2017. No supporting documentation required—bank records identify eligible accounts.
How do I file a claim for this settlement?
File directly with Epiq Global (SunTrust Overdraft Class Action Settlement Administrator), P.O. Box 2873 Portland, OR 97208-2873, Phone: 1-877-239-8765, Email: info@suntrustoverdraftclassaction.com via the official claim form before August 31, 2026.
- Confirm you are within the eligible group described in the official notice — the settlement administrator determines eligibility.
- Gather any documents the official form asks for — this settlement marks proof as Optional.
- Open the official claim form or settlement website run by Epiq Global (SunTrust Overdraft Class Action Settlement Administrator), P.O. Box 2873 Portland, OR 97208-2873, Phone: 1-877-239-8765, Email: info@suntrustoverdraftclassaction.com.
- Submit accurate information through the official settlement administrator or government source before August 31, 2026.
- Save your confirmation number if one is provided, then watch the payment status for distribution updates.
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Common questions
Who may qualify for this settlement?
Georgia residents who: (1) had one or more SunTrust Bank accounts not closed before June 1, 2010; (2) had at least one overdraft of $500 or less from an ATM or debit card transaction between July 12, 2006 and April 15, 2014; (3) paid overdraft fees as a result; (4) were Georgia citizens on July 12, 2010 and continuously remained Georgia residents through October 6, 2017.
What is the claim deadline?
The claim deadline is August 31, 2026. Confirm the current deadline on the official settlement source before filing.
Do I need proof to claim?
Proof requirement: Optional. The settlement administrator determines what documentation, if any, is required.
What is the current payment status?
Current payment status: Unknown. Payments are issued by the administrator after the court process concludes.
When will SunTrust Overdraft Fees Settlement pay out?
Current payment status: Unknown. Class-action payouts typically begin only after final approval and any appeals. See our payout timeline guide.
Where is the official SunTrust Overdraft Fees Settlement claim form?
The official claim form is hosted by the settlement administrator, Epiq Global (SunTrust Overdraft Class Action Settlement Administrator), P.O. Box 2873 Portland, OR 97208-2873, Phone: 1-877-239-8765, Email: info@suntrustoverdraftclassaction.com. Use the 'Open official claim form' button on this page — never pay a fee to file.
Do I need to prove I paid the overdraft fees?
No. SunTrust's bank records already identify which accounts had qualifying overdraft fees. You will not need to submit supporting documentation—only affirm your Georgia residency on the claim form.
What if I no longer have a SunTrust account?
You can still claim if you meet the eligibility requirements. The settlement applies to anyone who had a qualifying SunTrust account, even if it has been closed.
When will claim forms be available?
Claim forms will be mailed and emailed to eligible class members after the court granted final approval on May 26, 2026. The deadline to submit claims is expected to be August 31, 2026.
Can I submit my claim online or by mail?
Yes, you can submit your claim either online or by mail. Online submission requires an electronic signature.
Is the settlement automatic or do I need to file a claim?
You must file a claim to receive payment. If you do not submit a timely claim form, you will not receive any payment from the settlement.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Use the official settlement administrator or government source.
Listed on the official settlement website (Epiq Global (SunTrust Overdraft Class Action Settlement Administrator)).
Disclaimer
This service summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. Only file a claim if the information you provide is accurate.
Change log
- June 9, 2026 — Settlement published after verification.