Every dollar amount and date on this page is quoted from the official settlement document.
Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement
Court case: Crutcher v. Liberty Mutual Insurance Co., et al.
Liberty Mutual, along with its affiliates and Safeco, agreed to pay $6.5 million to settle claims that it failed to properly credit New Mexico drivers for underinsured-motorist coverage. The deal covered policyholders from October 1, 2010 through March 31, 2022, split into an offset subclass and a premium-refund subclass. The claim deadline passed on April 30, 2026, and the case is now closed.
Official eligibility wordingNew Mexico policyholders who purchased UM/UIM coverage from Liberty Mutual, its affiliates, or Safeco between October 1, 2010 and March 31, 2022, or who filed a UIM claim during that period that was reduced or denied due to a Schmick offset. Checked against the official settlement source by SettleSignal on June 19, 2026.
Key facts
- Who may qualify You were covered if you bought New Mexico auto insurance with UM/UIM coverage from Liberty Mutual, its affiliates, or Safeco between October 1, 2010 and March 31, 2022, or if you filed a UIM claim in that period that was reduced or denied because of a 'Schmick offset.'
- Estimated payoutUp to $25,000 per claim for offset subclass (capped at $2 million total); automatic partial premium refund for direct premium refund subclass.
- Claim deadlineApril 30, 2026 (closed)
- Exclusion deadlineApril 15, 2026 (passed)
- Proof requiredYes
- What you needOffset subclass claims had to be filed by April 30, 2026; that window is closed. Premium refund subclass payments were automatic and required no claim.
How hard is this claim to file?
What the form asks
- — A sworn statement that you made a UIM claim that Liberty, its affiliates or Safeco reduced by the amount the at-fault driver's insurer paid (Your own recollection and any correspondence or explanation of benefits from Liberty Mutual or Safeco regarding the offset applied to your UIM claim)
- — The exact date of the motor vehicle accident for which you filed the UIM claim (Police report, insurance claim paperwork, or any documentation related to the accident)
- — Your handwritten or electronic signature (Sign personally — this accompanies the sworn certification)
Documents you'll need
Watch out for
- Offset subclass members who miss the claim deadline forfeit their right to payment — direct premium refund subclass members are paid automatically and do not face this risk.
- If total valid offset subclass claims exceed the subclass cap, each payment will be reduced proportionally (pro rata), so your actual payment may be less than the maximum.
- If your contact information changes after submitting a claim form, you must notify the settlement administrator to ensure you receive payment.
- Payments are distributed only after the court resolves any appeals and grants final approval — no payment date is guaranteed.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Claim deadline
- Payout details
- Eligibility
- Proof requirement
- Administrator
- Official claim link
- Court case
- Payment status
1 official source linked to this record.
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Claim deadline
April 30, 2026
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Eligibility summary Quoted in the official eligibility wording above ↑
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Proof requirement
Yes
Certify under penalty of perjury that a UIM claim was reduced by the offset amount; provide crash/loss date and signature.
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Payment status
Claim period open
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Estimated payout
Up to $25,000 per claim for offset subclass (capped at $2 million total); automatic partial premium refund for direct premium refund subclass.
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Administrator
Epiq
Show all 6 more verified fields
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Official claim URL
crutcheruimsettlement.com
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Opt-out deadline
April 15, 2026
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Class period start
October 1, 2010
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Class period end
March 31, 2022
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Court case number
18-cv-00412 JCH-LF
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Case name
Crutcher v. Liberty Mutual Insurance Co., et al.
Where to act
