Every dollar amount and date on this page is quoted from the official settlement document.
PHH - Mortgage Service Kickbacks
If you had a PHH mortgage between 2007 and 2009 and bought private mortgage insurance through PHH, you can get $875 by filing a claim before August 11, 2026. This settlement is already court-approved, so now it's just about getting your money in before the deadline.
Official eligibility wordingPersons who obtained a residential mortgage loan originated and/or acquired by PHH and/or its affiliates from January 1, 2007 through December 31, 2009, who purchased private mortgage insurance included within PHH's captive mortgage reinsurance agreements (including their successors, heirs, and assigns). Checked against the official settlement source by SettleSignal on July 26, 2026.
Key facts
- Who may qualify You may qualify if you got a residential mortgage loan originated or acquired by PHH (or one of its affiliates) between January 1, 2007 and December 31, 2009, and that loan required you to buy private mortgage insurance that was part of PHH's captive reinsurance program. Heirs, successors, and assignees of qualifying borrowers are also included.
- Estimated payout$875 per loan
- Claim deadlineAugust 11, 2026 (closed)
- What you needComplete and submit a claim form, either online at phhmisettlement.com or by mail postmarked by August 11, 2026. The settlement site doesn't list specific documents you must attach, so check the claim form itself for any supporting information required.
How hard is this claim to file?
What the form asks
- Loan identification — Your PHH mortgage loan number and the date the loan was originated. The date must fall between January 1, 2007 and December 31, 2009. (Your original closing disclosure, PHH loan statements, or any PHH correspondence from when the loan was made.)
- Private mortgage insurance confirmation — State that your loan included PMI coverage under PHH's captive mortgage reinsurance program. (Your mortgage closing documents or the PMI certificate you received when the loan closed.)
Documents you'll need
- Documentation of successor/heir/assignee status (if applicable)
Watch out for
- The deadlines to opt out or object both passed on November 13, 2025. Those options are gone.
- All that's left is filing a claim. The court gave final approval on December 19, 2025.
- Both the online and mail-in deadlines are August 11, 2026. Mailed forms need a postmark by that date, not arrival.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
Verify it yourself
How we verified this record
- Claim deadline
- Payout details
- Eligibility
- Official claim link
- 4 fields queued for re-check
1 official source linked to this record.
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Claim deadline
August 11, 2026
If you submit a Claim Form online, you must submit it by August 11, 2026 .
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Eligibility summary Quoted in the official eligibility wording above ↑
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Estimated payout
$875 per loan
Defendants have agreed to pay $875 per loan to Settlement Class Members who file a valid Claim Form.
Show all 1 more verified field
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Official claim URL
secure.phhmisettlement.com
Where to act
Status history
- Claim deadline passed.
- Settlement published after verification.
- Verified field details updated from an official source.
