PHH - Mortgage Service Kickbacks
If you had a PHH mortgage between 2007 and 2009 and bought private mortgage insurance through PHH, you can get $875 by filing a claim before August 11, 2026. This settlement is already court-approved, so now it's just about getting your money in before the deadline.
Persons who obtained a residential mortgage loan originated and/or acquired by PHH and/or its affiliates from January 1, 2007 through December 31, 2009, who purchased private mortgage insurance included within PHH's captive mortgage reinsurance agreements (including their successors, heirs, and assigns). Payout: $875 per loan. Claim deadline: August 11, 2026. Checked against the official settlement source by SettleSignal on July 26, 2026.
📄 Proof requirement not specified here — check the official site for what documentation, if any, a claim needs.
Who may qualify
You self-certify the basics when you file — the settlement administrator makes the final eligibility decision.
You may qualify if you got a residential mortgage loan originated or acquired by PHH (or one of its affiliates) between January 1, 2007 and December 31, 2009, and that loan required you to buy private mortgage insurance that was part of PHH's captive reinsurance program. Heirs, successors, and assignees of qualifying borrowers are also included.
Official eligibility wording (read the exact text)
Persons who obtained a residential mortgage loan originated and/or acquired by PHH and/or its affiliates from January 1, 2007 through December 31, 2009, who purchased private mortgage insurance included within PHH's captive mortgage reinsurance agreements (including their successors, heirs, and assigns).
This summary is based on available official settlement sources. The settlement administrator determines eligibility and payment approval.
New to the terms? Plain-English: claim deadline, proof of purchase, administrator, pro rata.
Proof requirements
Proof requirement is currently marked as Unknown.
Review the official claim form before submitting any information.
Important dates
How hard is this claim to file?
What the form asks
- Loan identification — Your PHH mortgage loan number and the date the loan was originated. The date must fall between January 1, 2007 and December 31, 2009. (Your original closing disclosure, PHH loan statements, or any PHH correspondence from when the loan was made.)
- Private mortgage insurance confirmation — State that your loan included PMI coverage under PHH's captive mortgage reinsurance program. (Your mortgage closing documents or the PMI certificate you received when the loan closed.)
Documents you'll need
- Documentation of successor/heir/assignee status (if applicable)
Watch out for
- The deadlines to opt out or object both passed on November 13, 2025. Those options are gone.
- All that's left is filing a claim. The court gave final approval on December 19, 2025.
- Both the online and mail-in deadlines are August 11, 2026. Mailed forms need a postmark by that date, not arrival.
We prepare — you file on the official site yourself. This is not legal advice and is not an eligibility decision; the administrator and court decide.
How do I file a claim for this settlement?
File directly with the official administrator via the official claim form before August 11, 2026.
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1Check whether your mortgage fits: it must have been originated or acquired by PHH or an affiliate between January 1, 2007 and December 31, 2009, and the loan must have included private mortgage insurance under PHH's captive reinsurance program.
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2Pull out your original mortgage closing documents so you can locate your loan number, origination date, and any PMI paperwork.
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3File your claim online at https://secure.phhmisettlement.com/ before August 11, 2026, or download the claim form from the Important Documents page, fill it out, and mail it postmarked by August 11, 2026.
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4If you're a successor, heir, or assignee of the original borrower, you're still eligible. Attach documents showing that status to your claim.
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5The settlement received final court approval on December 19, 2025, so no further hearings are pending. Filing your claim is the only thing left to do.
New to settlement claims? How to file safely → · Worried it might be fake? Run the 60-second legitimacy check →
When will I get paid?
- Claims open You are here
- Court approval
- Payments sent
- Distribution complete
Claims are still being accepted. Class-action payouts typically begin only after the claim deadline, final court approval, and any appeals.
Verify it yourself
How we verified this record
Optional, but it's the whole point — every field below traces to a named official source we re-check on a schedule.
- Claim deadline the official settlement website · Jun 16, 2026
- Payout details the official settlement website · Jun 16, 2026
- Eligibility the official settlement website · Jun 16, 2026
- Official claim link the official settlement website · Jun 16, 2026
- Proof requirement queued for re-check
- Administrator queued for re-check
- Court case queued for re-check
- Payment status queued for re-check
Every published record clears our source-verification bar; remaining fields are checked one by one on our weekly re-verification pass.
Cross-checked against 1 official source on file.
Checked fields are matched against a named official source and re-checked on a schedule. We show the authority and the date, never our internal evidence link.
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Claim deadline
August 11, 2026
Verified Jun 16, 2026 · against the official settlement website
If you submit a Claim Form online, you must submit it by August 11, 2026 .
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Eligibility summary
Persons who obtained a residential mortgage loan originated and/or acquired by PHH and/or its affiliates from January 1, 2007 through December 31, 2009, who purchased private mortgage insurance included within PHH's captive mortgage reinsurance agreements (including their successors, heirs, and assigns).
Verified Jun 16, 2026 · against the official settlement website
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Estimated payout
$875 per loan
Verified Jun 16, 2026 · against the official settlement website
Defendants have agreed to pay $875 per loan to Settlement Class Members who file a valid Claim Form.
Show all 1 more verified field
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Official claim URL
secure.phhmisettlement.com
Verified Jun 16, 2026 · against the official settlement website
Common questions
Is the PHH - Mortgage Service Kickbacks settlement legitimate?
Yes — the PHH - Mortgage Service Kickbacks settlement is a real claims process that SettleSignal tracks from its official source. File only through the official settlement website (www.phhmisettlement.com); a genuine settlement administrator never charges a fee to file. SettleSignal last checked this record against the official source on July 26, 2026. Always confirm the current details on the official site before filing.
Who may qualify for this settlement?
Persons who obtained a residential mortgage loan originated and/or acquired by PHH and/or its affiliates from January 1, 2007 through December 31, 2009, who purchased private mortgage insurance included within PHH's captive mortgage reinsurance agreements (including their successors, heirs, and assigns).
How much can I get from the PHH - Mortgage Service Kickbacks settlement?
$875 per loan. The exact amount you may receive is decided by the settlement administrator based on your valid claim and is not guaranteed; a total settlement-fund figure is shared among all eligible claimants, not paid to each person.
What is the claim deadline?
The claim deadline is August 11, 2026. Confirm the current deadline on the official settlement source before filing.
Where is the official PHH - Mortgage Service Kickbacks claim form?
The official claim form is hosted by the settlement administrator. Use the 'Open official claim form' button on this page — never pay a fee to file.
How do I know if my loan was part of PHH's reinsurance program?
The settlement administrator can help you verify. Call 1-855-779-8982 or email info@PHHMISettlement.com with your loan details.
What did PHH actually do wrong?
The plaintiffs alleged that PHH took kickbacks in connection with private mortgage insurance, which is illegal under federal law. PHH denied wrongdoing, and the court never ruled on the merits. The parties settled to avoid a long trial.
Do I need to dig up old mortgage documents to file?
The claim form is on the settlement site. Check it for what's needed. The administrator's contact line is the best place to ask if you're not sure what to include.
What happens if I miss the August 11, 2026 deadline?
Late claims won't be accepted. If you don't file in time, you get no money and you've also given up your right to sue PHH over these same claims.
The Final Approval Hearing already passed — is the settlement still happening?
Yes. The settlement was approved on December 19, 2025. The claim filing period is what's still open. You have until August 11, 2026 to submit your claim.
Where to act
When you are ready, you open the official claim form yourself. SettleSignal does not file claims or determine eligibility.
Not ready to file today? Track it free — we'll remind you 30, 14, 7, and 1 day before Aug 11, 2026, and keep your claim details in one place.
Listed on the official settlement website.
Status history
Every status and verification change we have recorded for this settlement, newest first. We log the date we made each change; we never publish the underlying evidence link.
- Settlement published after verification.
- Verified field details updated from an official source.
Disclaimer
SettleSignal summarizes publicly available settlement information and links to official settlement sources. We are not a law firm, do not provide legal advice, do not submit claims on your behalf, and do not determine eligibility or payout approval. You open the official claim form yourself. Only file a claim if the information you provide is accurate.